K Gray Financial Services Payday Loans Review

Loan agency in Columbus, Mississippi

Organization owner?

1510 Gardner Blvd, Columbus, MS 39702, USA

+1 (662) 240-9888

Friday

9AM–7PM

Saturday

9AM–3PM

Sunday

Closed

Monday

9:30AM–6PM

Tuesday

9:30AM–6PM

Wednesday

9:30AM–6PM

Thursday

9:30AM–6PM

What people think about K Gray Financial Services?

Below you see some of the testimonials of our customers.

Great folks fast service easy to deal with

Ransom Rodriguez DVM

Called about buying a bundle of lumber and was treated very well on phone.

Felix Klein

Pay Attention

The previous three items describe a specific company. But below you can find general details about payday loans.

Payday Loans in Columbus, New Jersey

A payday loan is a short-term loan that can help you deal with unexpected money needs until you get your next paycheck. Available amounts typically range from $100 to $1,000.

It is hassle-free and speedy to get accepted for payday loans in Columbus, New Jersey. The interest rate will be set specifically for each consumer and will depend on the personal information the consumer entered.

APR

30% usury cap

Why people take out cash advances?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

If you have a bad credit rating you may still get approved for a payday loan. Such loans are created to help meet the needs of applicants with lower credit scores. There are companies who may be pleased to give you a payday loan even if you have a poor credit rating. You will need a steady income to get approved for a bad credit payday loan.

To get approved for a cash advance, you have to meet the following requirements:

be 18 years old or older;
be a U.S. citizen or permanent resident;
be employed and have a steady income;
have a valid checking account in your name;
have an email address and phone number.

Rate Your Credit Score

Low

Low Rate

300

Lower than Average

579

No ability to get a loan
No ability to rent a room

Average

Average Rate

670

High Rate

739

80% of loan approval
Apply for all loan types

Perfect

Great Score

740

Perfect Score

799

95% of loan approval
Apply for all loans including mortgage

Rate your APR

If you want to find out the real APR of the loan before applying, you can use the online calculator. It will help you determine the real cost of the payday loan in a few minutes.