Welcome to Our Online Loan Referral Service


2217 US-45, Columbus, MS 39705, USA
5 years in business
+1 (662) 244-0040
Friday
9AM–7PM
Saturday
9AM–2PM
Sunday
Closed
Monday
10AM–6PM
Tuesday
10AM–6PM
Wednesday
10AM–6PM
Thursday
10AM–6PM

What people think about Bingo Pay Advance?

Below you read some of the reviews of our customers.

I needed $900 to buy a bike. The only way out was to apply for a payday loan. Found a lot of lenders on the Internet. Bingo Pay Advance seemed the most honest lender in Columbus.

Miss Marquise Hettinger

The process was trouble-free, fast. No guarantors needed. Thank you so much. Love their online customer support. No troubles. Would apply again.

Franco Dickinson

They only ask for an ID to get accepted. Last week I was broke and needed extra money to hold on. These guys approved me although I had a bad credit score. Quick and transparent process. Very happy!!

Tremayne Stroman

It decided to fix my credit because I had no chances of getting approved for a student loan. So I applied for a payday loan via Bingo Pay Advance. Took out 2 small loans, one after another, and repaid them in timely manner. My credit score improved! It worked! Very satisfied.

Madonna Gusikowski PhD

Important

Below you can review general information about payday loans and their common features.

Payday Loans in Columbus, New Jersey

A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be repaid + interest as soon as you get your next paycheck. Terms typically do not exceed 4 weeks.

Online payday loans can be the easiest solution to your sudden financial problems in Columbus , New Jersey because they are easily approved and easily repaid. Your interest rate will depend on your state law or on the company's policy.

APR

30% usury cap

Why people take out payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

A low credit rating doesn't have to prevent you from applying for payday loans. They are one of the few unsecured loan products available to individuals with a poor credit history. Payday loan approvals depend very much on other circumstances. Lenders will look at your earnings and subtract all your expenses. Typically, your score won’t be ruined by a payday loan, as long as you repay it in full and as agreed in the contract.

To get accepted for a loan, you have to comply with the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

If you are going to apply for a cash advance loan, you can use an online calculator. It will show the real APR of your cash advance.

APR Calculator

Other Payday Lenders in Columbus, Mississippi

LoanMaster Title & Payday Loans

Waynesboro, MS 39367, USA

Check 4 Gold

1667 US 49, Magee, MS 39111, USA

+1 (601) 849-6500

Personal Check Cashing

503 W Congress St, Brookhaven, MS 39601, USA

+1 (601) 833-5001

First Heritage Credit

3317 Hardy St suite 50 suite 50, Hattiesburg, MS 39401, USA

+1 (601) 261-3144

www.1stheritagecredit.com

First Security Bank

729 Broad St, Crenshaw, MS 38621, USA

+1 (662) 382-5215

www.firstsecuritybk.com

Tower Loan

1201, 30 US 49 S, Suite, Richland, MS 39218, USA

+1 (601) 939-7002

www.towerloan.com

World Finance

12449 US 49 Ste D, Gulfport, MS 39503, USA

+1 (228) 539-3211

www.loansbyworld.com

Covington County Bank

51 MS-590 W, Seminary, MS 39479, USA

+1 (601) 722-3776

www.covcobank.com

Community Choice Financial

1217 S Frontage Rd a1, Meridian, MS 39301, USA

+1 (601) 693-0006

www.ccfi.com

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