Welcome to Our Online Loan Referral Service


500 Central Ave, Laurel, MS 39440, USA
+1 (601) 682-0990
www.bankmagnolia.com
Thursday
8:30AM–4PM
Friday
8:30AM–5PM
Saturday
Closed
Sunday
Closed
Monday
8:30AM–4PM
Tuesday
8:30AM–4PM
Wednesday
8:30AM–4PM

Domain Info

Created Date

2007-06-25

Mailing Address

Company Name

Contact Data

Feedback about Magnolia State Bank?

Here you get acquainted with the feedback of our clients.

I regret very much that I got in touch with this organization. I agreed by 1%, but the full repayment of the loan brings additional charges. Unsatisfied.

Mr. Ervin Larson II

Not very happy with the hidden subscription to medical insurance in the amount of $19. But it turned out to be very easy to cope with, by means of customer deprtment.

Kiera Zieme II

I took out $300 for several days. When the loan was returned, they applied a gigantic fees, I had to pay almost $400.

Prof. Fabian Vandervort

Pay Attention

Above there are details about a exact lending company. Below every user may get acquainted with the common features of payday loans.

Payday Loans in Laurel, New York

Payday loan is issued for a short term: 2-3 weeks. The provided loan amounts are $100-$1,000.

This financial product in Laurel, New York is taken out easily and fast. The interest percentage is specified depending on the category of the customer: the more loans are successfully paid off, the more attractive terms will be guaranteed to you.

APR

25% small loan cap

How will Magnolia State Bank help take out a payday loan in Laurel, New York?

  • Round the clock service. Every borrower may address the service at any time of the day and night. The borrowed funds will be credited to credit card. You won't be asked to visit any store.
  • No certificates required. The list of certificates to get an approval is minimum. You need only an ID. A income certificate is not required.
  • Online request. You have to fill in an online application only. It will be reviewed within minutes. The funds are transferred in 24 business hours.
  • Fast and high approval rate. The positive offer counts almost 98%.
  • Accessibility. Not all clients are able to issue a loan at banks. Age and bad credit may prevent from issuing a loan. Minor delays and low score won't be an obstacle to issue a cash advance from online lenders.

What data to fill out in the application? - General Info

To submit an application, every client should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit an application to get terms and rates for an offer from one of lending companies.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

One of the cause of denial for a loan is a bad credit history. This factor is estimated by lenders before taking out a loan. But banks almost 100% deny the request when lenders in Laurel, ny will estimate other aspects like payment abilities and approve a loan. This is a way to improve your credit score.

The following general points will be assessed before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The annual percentage rate will specify the cost of the payday loan. It takes seconds to see the outcome.

APR Calculator

Other Payday Lenders in Laurel, Mississippi

State Bank & Trust Company

609 Farmer St, Port Gibson, MS 39150, USA

CB&S Bank

14331 Highway 15 North, Ripley, MS 38663, USA

+1 (662) 837-4860

www.cbsbank.com

Advance America

205A US-51 North, Brookhaven, MS 39601, USA

+1 (601) 833-4490

www.advanceamerica.net

Planters Bank

1130 MS-6 East, Batesville, MS 38606, USA

+1 (662) 563-0856

www.planters-bank.com

USA Cash

32 W Brunswick St, Byhalia, MS 38611, USA

+1 (662) 838-3090

First Security Bank

3035 Church Rd E, Southaven, MS 38672, USA

+1 (662) 893-3243

www.firstsecuritybk.com

Cash Plus Title Plus

919 US-82, Greenwood, MS 38930, USA

+1 (662) 453-8001

Southwestern Credit Inc

349 Captain Gloster Dr, Gloster, MS 39638, USA

+1 (601) 225-4342

First Heritage Credit

1024 US-51, McComb, MS 39648, USA

+1 (601) 684-1000

www.1stheritagecredit.com

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