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What people think about First State Bank?
Below you read some of the reviews of our customers.
Many thanks to First State Bank. I recently had some issues with repaying my auto loan and they approved me for a payday loan. Best company! Managed to cover my problems and signed with relief.
Tremayne Reichert Sr.
I always use First State Bank when it need a cash advance. The application process is hassle-fee. No troubles.
Fae Shields
Many thanks to First State Bank. I recently had some issues with repaying my bank loan and they approved me for a payday loan. Best lender! Managed to cover my debts and signed with relief.
Cody Smitham
Thank you First State Bank for assisting me when I needed money so bad to pay for car repair. I have applied through this website twice and everything was great. This is the most legit company with no hidden fees. Highly recommended!!!
Mr. Otto Murray
It wanted to improve my credit because I had no chances of getting accepted for a business loan. So I applied for a payday loan via First State Bank. Took out 3 small loans, one after another, and repaid them in timely manner. My credit history improved! It worked! Very nice lender.
Christopher Russel
I am a regular customer of First State Bank. It is very simple to apply via the net. The interest rate was favorable. Their employees always respond in a timely manner.
Alysa Wintheiser III
Important
Above there is information about a definite company. Below you can see common characteristics of payday loans.
Payday Loans in Lucedale, Mississippi
A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be repaid + interest as soon as you get your next paycheck. Lending periods usually do not exceed 30 days.
Payday loans in Lucedale, Mississippi is are simple to access. The interest rate is specific for each applicant and depends on various factors: age, income, loan amount needed, loan term, credit score, etc.
APR
521% APR*
Max Loan
$500
Min Term
Not Specified
Max Term
30 days
Why people take out cash advances?
70%
Car expenses50%
Treatment40%
Vacation30%
Clothes30%
Home improvement
Payday loans for bad credit
A poor credit score doesn't have to prevent you from applying for payday loans. They are one of the few easy loan products available to clients with a bad credit score. Payday loan approvals depend very much on other aspects. Payday companies will pay attention to your income and subtract all your expenses. Usually, your score won’t be affected by a payday loan, as long as you repay it in full and in good time.
To get approved for a loan, you need to comply with the following requirements:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
300
579
- No ability to get a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans including mortgage
Rate your APR
Use the below online calculator to quickly calculate the APR and find out the definite cost of the payday loan immediately.
APR Calculator
Other Payday Lenders in Lucedale, Mississippi
Westside Finance
315 Main St, Philadelphia, MS 39350, USA
+1 (601) 656-2851
firstchoicepaydayloans.com
Family Choice Financial
101 1/2 N Cass St, Corinth, MS 38834, USA
+1 (662) 665-7976
www.familychoicefinancial.com
Cadence Bank - Starkville University Branch
606 MS-12, Starkville, MS 39759, USA
+1 (662) 324-4241
cadencebank.com
