What people think about Valley Finance?
Below you find some of the testimonials of our clients.
It wanted to improve my credit because I had no chances of getting accepted for a student loan. So I applied for a payday loan via Valley Finance. Took out 4 small loans, one after another, and repaid them on time. My credit score improved! It worked! Very happy.
Tara Douglas
Thank you Valley Finance for helping me when I needed money so bad to pay for vacation. I have applied through this company 4 times and everything was nice. This is the most trustworthy company with no hidden fees. Highly recommended!!!
Tamia Kirlin
Online application. I only filled in an ID and a bank account. Very quick approval. The first time I was approved for $600 only. Hope the limit will increase next time. APR is reasonable. Paid back the debt early. If required, the term can be also extended.
Prof. Henderson Mayert DVM
They only ask for an ID to verify you. Last year I was ill and needed extra funds to hold on. These guys accepted me although I had a low credit score. Online and easy application. Very happy!!
Elmore Schoen
Pay Attention
Below you can review general information about payday loans and their common features.
Payday Loans in Water Valley, Mississippi
A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be paid off + interest as soon as you get your next paycheck. Lending periods typically do not exceed 30 days.
Payday loans are the easiest loans to access in Water Valley, Mississippi. The entire process is stress-free. They are issued quickly and come with individual interest rate. It will be influenced by the borrower’s personal data.
APR
521% APR*
Max Loan
$500
Min Term
Not Specified
Max Term
30 days
Why people take out payday loans?
70%
Car expenses50%
Treatment40%
Vacation30%
Clothes30%
Home improvement
Payday loans for bad credit
Having a poor credit score automatically disqualifies consumers from getting a bank loan. Payday loans give individuals with a bad credit rating an increased opportunity to get accepted for payday loans. A payday loan may be the only option available for some borrowers to help them cover urgent expenses. If you take out such a loan, it is important that you always borrow within your capabilities and pay back your loan commitments as agreed in the contract.
To get accepted for a payday loan, you must meet the following requirements:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
300
579
- No ability to get a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans including mortgage
Rate your APR
Learn the annual percentage rate right now. Use this online calculator to specify the real cost of your loan. It only takes 30 seconds to become informative even before applying.
APR Calculator
Other Payday Lenders in Water Valley, Mississippi
Community Choice Financial
1213 B Highway 98 Bypass, Columbia, MS 39429, USA
+1 (601) 731-5988
www.ccfi.com
Kwik Cash
161 W Van Dorn Ave, Holly Springs, MS 38635, USA
+1 (662) 551-1630
moneymatterslending.com
National Cash Advance
710 N Davis Ave Ste. J, Cleveland, MS 38732, USA
+1 (662) 843-3023
www.nationalcashadvance.com
First Heritage Credit
937 Brookway Blvd, Brookhaven, MS 39601, USA
+1 (601) 833-0402
www.1stheritagecredit.com
