What people think about A & J Services Inc?
Below you find some of the testimonials of our customers.
Thanks!! The money were deposited to my bank account as agreed – the next day. I paid off the loan before the due date and had no issues. The process is speedy and legit. Be a responsible person and you will have no problems.
Samantha Keebler
I am a loyal customer of A & J Services Inc. It is very fast to apply via the net. The interest rate was affordable. Their employees always help in a timely manner.
Dr. Melody Welch
It wanted to fix my credit because I had no chances of getting accepted for a student loan. So I applied for a payday loan via A & J Services Inc. Took out 4 small loans, one after another, and repaid them as agreed. My credit history improved! It worked! Very happy.
Geo Osinski MD
Important
The previous three items describe a precise lending service. But below you can read common information about payday loans.
Payday Loans in Kansas City, Missouri
A payday loan is a short-term loan that can help you cover immediate cash needs until you get your next paycheck. Available amounts usually range from $100 to $1,000.
It is trouble-free and fast to get approved for payday loans in Kansas City, Missouri. The APR will be set specifically for each case and will depend on the personal data the applicant filled in.
APR
443% APR*
Max Loan
$500
Min Term
14 days
Max Term
31 days
Why people take out payday loans?
70%
Car expenses50%
Treatment40%
Vacation30%
Clothes30%
Home improvement
Payday loans for bad credit
A poor credit rating doesn't have to stop you from applying for payday loans. They are one of the few easy loan products offered to consumers with a poor credit history. Payday loan approvals depend very much on specific aspects. Payday companies will pay attention to your wages and subtract all your expenses. Typically, your score won’t be damaged by a payday loan, as long as you repay it in full and on scheduled.
To get approved for a payday loan, you must comply with the following eligibility criteria:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
300
579
- No ability to get a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans including mortgage
Rate your APR
If you are going to apply for a payday loan, you can use an online calculator. It will show the exact APR of your payday loan.
APR Calculator
Other Payday Lenders in Kansas City, Missouri
Caliber Home Loans NMLS# 442536
721 Emerson Rd, Creve Coeur, MO 63141, USA
+1 (314) 254-6500
caliberhomeloans.com
Get Auto Title Loans Florissant MO
2475 Stoney End Ct # B, Florissant, MO 63031, USA
+1 (314) 527-0495
getautotitleloans.com
Embrace Home Loans-Missouri - Chesterfield
400 Chesterfield Center Ste 400, Chesterfield, MO 63017, USA
+1 (636) 812-3004
www.embracehomeloans.com
Payday Loans
Independence, MO 64050, USA
ACE Cash Express
10016 W Florissant Ave, St. Louis, MO 63136, USA
+1 (314) 388-3175
www.acecashexpress.com
Enterprise Bank & Trust
680 S Mill St, Festus, MO 63028, USA
+1 (636) 931-3660
www.enterprisebank.com
