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Loan agency in Saint Joseph, Missouri

2115 B, N Belt Hwy #3, St Joseph, MO 64506, USA
+1 (816) 307-0541
Sunday
Open 24 hours
Monday
Open 24 hours
Tuesday
Open 24 hours
Wednesday
Open 24 hours
Thursday
Open 24 hours
Friday
Open 24 hours
Saturday
Open 24 hours

Feedback about Direct Loans?

Here you get acquainted with the reviews of our customers.

I have a problem with paying off a loan at another company. It is inconvenient to borrow from relativies. Therefore, I decided to contact Direct Loans. They really helped.

Clarissa Bartoletti

A good payday lender. The service quickly reviewed the application and credited the funds to my bank account.

Clinton Kassulke

Direct Loans is quite good, I will explain: the first loan, the limit is increased gradually. It is subject to repayment on due date. The managers in those customer department are adequate, they gave clear answers to my questions. There were no delays. And the percentage is like everywhere else.

Miss Yvonne Veum

Pay Attention

Further there will be given the details about not a definite lender. The information below will explain common information about payday loans and its specific features.

Payday Loans in Saint Joseph, Tennessee

The financial product known as a payday loan is taken out for a short-lasting period: 2-3 weeks. $100-$1,000 is taken out for clients.

It is simple and quick to issue loans in Saint Joseph, Tennessee. The rates are set on an individual basis: if a customer repays as much payday loans as possible, he will be offered one of the most efficinet terms and rates.

APR

460%*

Max Loan

$500

Min Term

Not Specified

Max Term

31 days

How will Direct Loans help take out a loan in Saint Joseph, Tennessee?

  • 24/7 operation. Such online services allow you to receive funds at any time. Funds are taken out day and night. The transfer will be sent to a account, so a personal visit to the department is not required.
  • No paperwork. The list of required papers is minimal. In most cases, an ID is needed. You do not need to provide a certificate of income.
  • Online application. The application is filled out and reviewed much faster than in banks. Money is deposited within 24 hours after receiving approval.
  • High approval level. When it concerns to small amounts, a positive decision comes up 98%.
  • Availability. Banks impose more stringent requirements on their borrowers. Age limits and bad credit will become barriers to taking out a loan. Lenders are more loyal to borrowers. The presence of minor delays and a low credit rating does not guarantee denial.

What data to fill in in the application? - General Info

To submit an application, every borrower should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a customer should submit an application to get an offer from one of lending companies.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

One of the reason of denial for a loan is a bad credit history. This factor is reviewed by banks before issuing a loan. But banks almost 100% deny the application when lenders in Saint Joseph, tn will estimate other aspects like payment abilities and approve a payday loan. This is a way to enhance your credit score.

The following general points will be rated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The APR will provide the cost of the payday loan. It takes seconds to see the outcome.

APR Calculator

Other Payday Lenders in Saint Joseph, Missouri

First State Community Bank

900 Elmont Rd, Sullivan, MO 63080, USA

+1 (573) 468-2265

www.fscb.com

Regions Bank

425 N Main St, Sikeston, MO 63801, USA

+1 (573) 621-2450

www.regions.com

Missouri Credit Union ATM

404 N Keene St, Columbia, MO 65201, USA

+1 (573) 874-1477

missouricu.org

LendNation

6501 Troost Ave, Kansas City, MO 64131, USA

+1 (816) 926-9977

www.lendnation.com

The Bank of Missouri

520 E Elm St, Republic, MO 65738, USA

+1 (417) 732-4600

www.bankofmissouri.com

Wood & Huston Bank

208 E Morrow St, Marshall, MO 65340, USA

+1 (660) 886-6825

www.woodhuston.com

Guaranty Bank

1936 S Rangeline Rd suite a, Joplin, MO 64804, USA

+1 (833) 875-2492

www.gbankmo.com

Bloomsdale Bank

695 Center Dr, Ste. Genevieve, MO 63670, USA

+1 (573) 883-9955

www.bloomsdalebank.com

Wood & Huston Bank

3500 MO-13, Higginsville, MO 64037, USA

+1 (660) 584-7500

www.woodhuston.com

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