UMB Bank ATM Payday Loans Review - Springfield, Missouri

A low credit rating doesn't have to prevent you from applying for payday loans. They are one of the few easy loan products offered to consumers with a bad credit rating. Payday loan approvals depend very much on specific aspects. Payday companies will look at your wages and subtract all your expenses. Typically, your score won’t be affected by a payday loan, as long as you repay it in full and without delays.

To get approved for a cash advance, you must comply with the following requirements:

• be 18 years old or older;
• be a U.S. citizen or permanent resident;
• be employed and have a steady income;
• have a valid checking account in your name;
• have an email address and phone number.