Welcome to Our Online Loan Referral Service

4.2 14 reviews

200 Main St, Troy, MO 63379, USA
+1 (636) 528-1350
www.unitedcu.org
Saturday
9AM–12PM
Sunday
Closed
Monday
8:30AM–5PM
Tuesday
8:30AM–5PM
Wednesday
8:30AM–5PM
Thursday
8:30AM–5PM
Friday
8:30AM–6PM

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Feedback about United Credit Union - Troy?

Here you get acquainted with the reviews of our clients.

Good, friendly people, very professional service.

Savion Keeling

Stopped by there that afternoon and discussed with a manager.

Dr. Magnus Mueller I

A great place to “Credit Union” at and just in general!

Vance Gorczany

Pay Attention

Above-specified info provides the details about a certain lender. Below-shown info is devoted to common information about payday loans.

Payday Loans in Troy, New York

A short-term loan is known as a payday loan. This is a kind of a financial product taken out for several weeks. Accessible loan amounts are from $100-$1,000.

This financial product in Troy, New York is issued easily and fast. The interest percentage is defined respecting the category of the borrower: the more loans are successfully repaid, the more attractive terms will be ensured to you.

APR

25% small loan cap

How will United Credit Union - Troy help take out a loan in Troy, New York?

  • Round the clock service. Every client may address the service at any time of the day and night. The borrowed money will be deposited to credit card. You won't be asked to visit any store.
  • No certificates necessary. The list of certificates to get an approval is minimum. You need only an ID. A income certificate is not required.
  • Online application. You have to fill in an online application only. It will be considered in a matter of minutes. The money are credited in 24 business hours.
  • Fast and high approval percentage. The positive decision counts almost 98%.
  • Accessibility. Not all customers are able to issue a loan at banks. Age and bad credit may prevent from taking out a loan. Minor delays and low score won't be an obstacle to issue a loan from online lenders.

What data to fill in in the application? - General Info

To leave an application, every borrower should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit an application to get terms and rates for an offer from one of lenders.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

One of the reason of denial for a loan is a bad credit history. This factor is estimated by microfinance organizations before taking out a loan. But banks almost 100% refuse the request when lenders in Troy, ny will assess other aspects like solvency and approve a payday loan. This is a way to improve your credit history.

The following common points will be rated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you need to find out the APR of the loan, you are welcome to apply the calculator. It will determine the cost of the loan.

APR Calculator

Other Payday Lenders in Troy, Missouri

Arvest Bank ATM

1675 W South St, Ozark, MO 65721, USA

+1 (417) 885-7200

www.arvest.com

ACE Cash Express

6303 Main St, Grandview, MO 64030, USA

+1 (816) 382-0095

www.acecashexpress.com

LendNation

702 NW Hwy 7, Blue Springs, MO 64014, USA

+1 (816) 229-5888

www.lendnation.com

American Bank of Missouri

101 N Cherry St, Middletown, MO 63359, USA

+1 (573) 549-2814

www.americanbankofmissouri.bank

Central Bank

2400 NW Prairie View Rd, Platte City, MO 64079, USA

+1 (816) 858-5400

www.centralbank.net

Blue Ridge Bank and Trust Co.

606 SW Parkwood Dr, Blue Springs, MO 64014, USA

+1 (816) 224-5606

www.blueridgebank.com

U.S. Bank ATM - Kirksville

202 E McPherson St, Kirksville, MO 63501, USA

+1 (800) 872-2657

usbank.com

Flat Branch Home Loans

221 Emerson St, Warrensburg, MO 64093, USA

+1 (660) 238-7640

www.flatbranchhomeloans.com

Kansas City Credit Union

5110 Ararat Dr, Kansas City, MO 64129, USA

+1 (816) 861-5700

www.kccu.net

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