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1 reviews
Loan agency in Troy, Missouri

861 E Cherry St, Troy, MO 63379, USA
7 years in business
+1 (636) 528-6008
Friday
10AM–5PM
Saturday
Closed
Sunday
(Easter)
Closed
Monday
10AM–3:30PM
Tuesday
10AM–5PM
Wednesday
10AM–5PM
Thursday
10AM–5PM

Feedback about Advance Pay Day Loan Co?

Here you read the feedback of our clients.

For 6 months I have not been able to make the service to transfer the information about the paying back of the loan for 2019.

Frank Morar

I issued a loan from Advance Pay Day Loan Co 2 times. Repaid successfully, and wanted to issue more, but they approved a smaller loan.

Mrs. Angeline Renner DDS

I tried to borrow money from Advance Pay Day Loan Co. They refused. Well, that's okay. But how many calls, texts and mails came at once. I do not recommend this company.

Mckenna Cormier

Pay Attention

Above-defined info provides the details about a certain lending company. Below-shown info is oriented on shared information about payday loans.

Payday Loans in Troy, New York

Payday loan is taken out for a short term: 2-3 weeks. The provided loan amounts are $100-$1,000.

Such financial products as payday loan in Troy, New York is taken out easily and quickly for a short time span: 2-3 weeks. The interest rates are set on an individual basis depending on the personal data: the more payday loans you pay back off, the more favorable rates a customer will recieve.

APR

25% small loan cap

How will Advance Pay Day Loan Co help take out a loan in Troy, New York?

  • 24/7 operation. Such online services allow you to get funds at any time. Funds are issued day and night. The transfer will be sent to a bank account, so a personal visit to the store is not necessary.
  • No paperwork. The list of required documentation is minimal. In most cases, an ID is needed. You do not need to send a certificate of income.
  • Online application. The application is filled in and reviewed much faster than in banks. Money is transferred within 24 hours after receiving approval.
  • High approval rate. When it concerns to small amounts, a positive decision comes up 98%.
  • Availability. Banks offer more stringent requirements on their borrowers. Age limits and bad credit will become barriers to issuing a loan. Payday lenders are more loyal to clients. The presence of minor delays and a bad credit does not guarantee rejection.

What data to fill in in the application? - General Info

To submit an application, every borrower should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then press a Submit button to recieve an offer from one of the lending companies.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

A adverse factor reviewed by financial institutions is known as bad credit history. But this obstacle is not taken as the only one by lenders to take out a cash advance. The lender process many aspects such as financial solvency to approve the request. Cash advance in Troy, New York may help level up your credit history.

The following common points will be rated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you need to know the APR of the payday loan, you are welcome to utilize the calculator. It will determine the cost of the cash advance.

APR Calculator

Other Payday Lenders in Troy, Missouri

TitleMax Title Secured Loans

3600 N Lindbergh Blvd, Bridgeton, MO 63044, USA

+1 (314) 392-5480

www.titlemax.com

Regional Finance

2039 E Independence St, Springfield, MO 65804, USA

+1 (417) 823-9636

branches.regionalfinance.com

Great Southern Bank ITM

2711 N Rangeline Rd, Webb City, MO 64870, USA

+1 (800) 749-7113

www.greatsouthernbank.com

Missouri State Bank

3701 S Lindbergh Blvd, St. Louis, MO 63127, USA

+1 (314) 821-6718

Missouri Loan Center

1598 Imperial Ctr # 2006, West Plains, MO 65775, USA

+1 (417) 256-4446

Check Into Cash

774 Market St, Farmington, MO 63640, USA

+1 (877) 244-8254

checkintocash.com

Montgomery Bank

13701 Olive Blvd, Chesterfield, MO 63017, USA

+1 (314) 434-7200

www.montgomerybank.com

UMB Bank ATM

1402 Rte 291, Harrisonville, MO 64701, USA

+1 (800) 860-4862

locations.umb.com

Hawthorn Bank

17430 East 39th St S, Independence, MO 64055, USA

+1 (816) 252-5000

www.hawthornbank.com

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