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What people think about Bear Paw Credit Union?
Below you read some of the testimonials of our clients.
Sky-high interest rate. Had to repay really A LOT. Read the contract carefully before signing the terms and rates. Had too many problems. Customer support was awful too. The lady on the phone was very disrespectful. Not recommended. Better consider another lender.
Deron Dietrich
I took loans from Bear Paw Credit Union many times. Previously it was ok. Last time they said I was approved. Promised the money would be in my account within 6 hours. It’s been three days – no money. They do not answer emails. Why???
Santos Goyette
The website does not work so I can not apply for the loan…
Geoffrey Doyle
Applied for a cash advance second time. Got denied! No idea WHY! No clarification. Tricky lender.
Mrs. Carmella Legros MD
I took out $800 for a period of 5 days. In the end, I had to repay twice as much with all the fees charged.
Prof. Ryder Hansen
Applied for a payday loan second time. Got denied! No idea for what reason! No explanation. Tricky service.
Dr. Tressa Weimann PhD
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Now you can read general aspects of payday loans.
Payday Loans in Chinook, Montana
A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be paid off + interest as soon as you get your next paycheck. Lending periods usually do not exceed 30 days.
It is easy and fast to get approved for payday loans in Chinook, Montana. The interest rate will be set specifically for each consumer and will depend on the personal details the person entered.
APR
36% small loan cap
Max Loan
$300
Min Term
14 days
Max Term
31 days
Why people take out payday loans?
70%
Car expenses50%
Treatment40%
Vacation30%
Clothes30%
Home improvement
Payday loans for bad credit
A low credit score doesn't have to stop you from applying for payday loans. They are one of the few easy loan products offered to clients with a bad credit score. Payday loan approvals depend very much on specific circumstances. Payday companies will check your wages and subtract all your expenses. Typically, your score won’t be ruined by a payday loan, as long as you repay it in full and in good time.
To get accepted for a loan, you have to meet the following eligibility criteria:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
300
579
- No ability to get a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans including mortgage
Rate your APR
Use the below online calculator to quickly calculate the APR and learn the exact cost of the cash advance loan immediately.
APR Calculator
Other Payday Lenders in Chinook, Montana
First Interstate Bank
2500 N Reserve St, Missoula, MT 59808, USA
+1 (406) 523-4418
locations.firstinterstatebank.com
Wells Fargo Bank
3553 Union Pacific St, Missoula, MT 59808, USA
+1 (406) 258-1020
www.wellsfargo.com
Western Pawnbrokers
2817 Montana Ave, Billings, MT 59101, USA
+1 (406) 245-2334
www.westernpawnbrokers.com
Farmers State Bank - Kalispell
120 Hutton Ranch Rd, Kalispell, MT 59901, USA
+1 (406) 607-4240
www.farmersebank.com
