What people think about Peninsula Check Cashing?
Below you see some of the opinions of our customers.
This website is a fraud. I will never apply again. $20 goes towards loan and you keep $87 for interest.
Daniella Kuphal
Too high APR. Had to pay off really A LOT. Read the contract carefully before signing the terms and rates. Had too many problems. Client service was terrible too. The lady in the office was very rude. Not recommended. Better seek another lender.
Mr. Morgan Hettinger
Wasted too much efforts with this lender. They charge sky high rates! Stay away
Danial Pouros
The website does not work so I can not apply for the loan…
Doug Zieme
Important
The previous three items charactirize a precise lender. But below you can find general information about payday loans.
Payday Loans in Far Rockaway, New York
A payday loan is a small, short-term loan that's meant to be paid off with the borrower's next paycheck. Amounts usually range from $100 to $1,000.
Payday loans may seem like an easy and speedy solution to a short-term problem in Far Rockaway, New York. Loans from payday lenders can get you cash within a few hours. Your interest rate will depend on a few things.
APR
25% small loan cap
Why people apply for cash advances?
70%
Car expenses50%
Treatment40%
Vacation30%
Clothes30%
Home improvement
Payday loans for bad credit
A low credit score doesn't have to prevent you from applying for payday loans. They are one of the few easy loan products offered to individuals with a poor credit rating. Payday loan approvals depend very much on other aspects. Payday companies will pay attention to your earnings and subtract all your expenses. Usually, your score won’t be damaged by a payday loan, as long as you repay it in full and on time.
To get accepted for a loan, you have to comply with the following requirements:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
300
579
- No ability to get a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans including mortgage
Rate your APR
If you are going to apply for a payday loan, you can use an online calculator. It will show the definite APR of your payday loan.
APR Calculator
Other Payday Lenders in Far Rockaway, New York
Hudson Valley Credit Union
12 North Ave, Pleasant Valley, NY 12569, USA
+1 (845) 463-3011
www.hvcu.org
Visions Federal Credit Union
1130 E Main St, Rochester, NY 14609, USA
+1 (800) 242-2120
www.visionsfcu.org
Genesee Co-Op Federal Credit Union
395 Gregory St, Rochester, NY 14620, USA
+1 (585) 461-2230
www.genesee.coop
