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What people think about State Employees’ Credit Union?
Below you get acquainted with some of the testimonials of our clients.
Love the place, feels like family and always helpful!
Nolan Kemmer PhD
This local branch used to be very courteous and have a friendly home town feel.
Mr. Jarred Watsica DVM
That's nice bank and have 3 floors of loans, office and bank.
Shanon Monahan
Important
Now you can review general aspects of payday loans.
Payday Loans in Asheville, North Carolina
A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be repaid + interest as soon as you get your next paycheck. Terms typically do not exceed 4 weeks.
It is trouble-free and speedy to get accepted for payday loans in Asheville, North Carolina. The interest rate will be set individually for each case and will depend on the personal information the client provided.
APR
36% APR small loan cap
Why people take out cash advances?
70%
Car expenses50%
Treatment40%
Vacation30%
Clothes30%
Home improvement
Payday loans for bad credit
A poor credit rating doesn't have to stop you from applying for payday loans. They are one of the few unsecured loan products available to applicants with a poor credit rating. Payday loan approvals depend very much on other circumstances. Payday companies will check your wages and subtract all your expenses. Typically, your score won’t be damaged by a payday loan, as long as you repay it in full and as agreed in the contract.
To get accepted for a payday loan, you have to meet the following requirements:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
300
579
- No ability to get a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans including mortgage
Rate your APR
This online calculator helps to quickly calculate the APR. It’s easy to find out the precise cost of the loan even before applying.
APR Calculator
Other Payday Lenders in Asheville, North Carolina
OneMain Financial
6260 Glenwood Ave #122, Raleigh, NC 27612, USA
+1 (919) 781-8880
www.onemainfinancial.com
Regional Finance
1829 Capital Blvd Suite 105, Raleigh, NC 27604, USA
+1 (919) 872-2460
branches.regionalfinance.com
First National Bank
202 S Main St, Reidsville, NC 27320, USA
+1 (336) 342-3346
locations.fnb-online.com
Lendmark Financial Services LLC
1919 US-421 Suite D, Wilkesboro, NC 28697, USA
+1 (336) 838-5157
www.lendmarkfinancial.com
State Employees’ Credit Union
1746 E Main St, Sylva, NC 28779, USA
+1 (828) 586-8921
locations.ncsecu.org
ACE Cash Express
901 N Wendover Rd Ste B, Charlotte, NC 28211, USA
+1 (704) 442-0116
www.acecashexpress.com
Century Finance
1019 N Smithfield Rd, Knightdale, NC 27545, USA
+1 (919) 217-5000
centuryfinancenc.org
Lendmark Financial Services LLC
1589 Skeet Club Rd #135, High Point, NC 27265, USA
+1 (336) 289-5055
www.lendmarkfinancial.com
