Family Finance Co Payday Loans Review - Bessemer City, North Carolina

Organization owner?

726 Gastonia Hwy, Bessemer City, NC 28016, USA

7 years in business

+1 (704) 629-6062

Feedback about Family Finance Co?

Here you read the feedback of our customers.

Not the first time I use Family Finance Co. The service is fair. They immediately inform how much you should pay off. No cheating. You can always renew the loan. It helps a lot when money is urgently needed.

Abraham Glover

Family Finance Co is quite fair, I will explain: the first loan, the limit is increased gradually. It is subject to repayment on schedule. The employees in those customer care are adequate, they gave clear answers to my questions. There were no delays. And the interest rate is like everywhere else.

Dr. Lincoln Robel DDS

I trusted Family Finance Co when it was necessary to get a payday loan. I submitted an application quickly. No issues.

Mr. Charlie Gottlieb II

Pay Attention

Further there will be shown the details about not a certain lending company. The information below will tell about common information about payday loans and its specific features.

Payday Loans in Bessemer City, North Carolina

A short-term lending option is known as a payday loan. This is a type of a financial product taken out for 2,3 weeks. Available loan amounts range from $100-$1,000.

It is simple and quick to issue loans in Bessemer City, North Carolina. The rates are set on an individual basis: if a customer repays as much payday loans as possible, he will be offered one of the most reasonable terms and rates.

APR

36% APR small loan cap

How will Family Finance Co help take out a loan in Bessemer City, North Carolina?

Round the clock service. Every client may contact the service round the clock. The borrowed funds will be transfered to bank account. You won't be asked to visit any store.
No certificates necessary. The list of certificates to be approved is minimum. You need only an ID. A income certificate is not required.
Online form. You have to fill in an online application only. It will be processed in a matter of minutes. The funds are deposited in 24 business hours.
Fast and high approval level. The positive answer counts almost 98%.
Accessibility. Not all customers are able to take out a loan at banks. Age and bad credit may prevent from issuing a loan. Minor delays and bad credit won't be an obstacle to take out a cash advance from online lenders.

What data to fill in in the application? - General Info

To leave an application, every borrower should fill in the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to press a Submit button and get a decision.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

One of the cause of denial for a loan is a bad credit history. This factor is estimated by lenders before taking out a loan. But banks almost 100% deny the request when lenders in Bessemer City, nc will estimate other aspects like payment abilities and approve a payday loan. This is a way to enhance your credit rating.

The following general points will be rated before applying for a loan:

be at least 18 years old;
be a U.S. citizen;
be employed and have a reliable source of income;
have a checking account;
have a valid email address and phone number.

Rate Your Credit Score

Low

Low Rate

300

Lower than Average

579

No way to issue a loan
No ability to rent a room

Average

Average Rate

670

High Rate

739

80% of loan approval
Apply for all loan types

Perfect

Great Score

740

Perfect Score

799

95% of loan approval
Apply for all loans incl. mortgage

Rate your APR

If you are going to take out a loan, you should define its exact cost. This calculator will show the APR of the loan.

APR Calculator

Other Payday Lenders in Bessemer City, North Carolina

First Citizens Bank

5661 US-25, Marshall, NC 28753, USA

+1 (828) 649-2255

locations.firstcitizens.com

Cash America Pawn

2601 S Main St, High Point, NC 27263, USA

+1 (336) 887-2601

Carolina Farm Credit

1218 NC-90, Taylorsville, NC 28681, USA

+1 (828) 632-8121

www.carolinafarmcredit.com

M & J Loans of Shelby, Inc

409 S Lafayette St, Shelby, NC 28150, USA

+1 (704) 487-4141

www.mandjloans.com

Carter Bank & Trust

823 N Main St, Roxboro, NC 27573, USA

+1 (336) 503-9090

www.cbtcares.com

Regional Finance

12265 Capital Blvd, Wake Forest, NC 27587, USA

+1 (919) 263-1901

branches.regionalfinance.com

Raleigh Durham Check Cashers

3225 Capital Blvd, Raleigh, NC 27604, USA

+1 (919) 719-0318