Welcome to Our Online Loan Referral Service

3.1 12 reviews

735 Ingersoll-Rand Rd, Davidson, NC 28036, USA
+1 (336) 830-8600
www.allegacy.org
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM
Friday
9AM–6PM
Saturday
Closed
Sunday
Closed
Monday
9AM–5PM

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Feedback about Allegacy Federal Credit Union?

Here you read the reviews of our customers.

I’m a long time customer and fan.

Darion Cronin

But this time we realized how poor customer service Allegacy has to offer.

Roman Kuhic

Hidden fees and not very good customer service from the main branch.

Prof. Grover Welch II

Pay Attention

Above-shown info provides the details about a definite lending company. Below-shown info is devoted to general information about payday loans.

Payday Loans in Davidson, North Carolina

Payday loan is taken out for a short period: 2-3 weeks. The provided loan amounts are $100-$1,000.

Problem-free financial products are considered as payday loans in Davidson, nc. They are issued at individual interest rates. They depend on customer's data. It is also important to pay off as much payday loans as possible.

APR

36% APR small loan cap

How will Allegacy Federal Credit Union help take out a payday loan in Davidson, North Carolina?

  • Day and night service. Night hours are the same working for online payday lenders. You should not attend the chosen payday lender offline. The funds will be transferred to your credit card.
  • No certificates. It is necessary to satisfy the minimum list of certificates. An ID is one document to have. There is no obligation to provide an income certificate.
  • Online application. Submit an online form with customer data. It will take several minutes to consider the application. The funds are credited in 24 business hours.
  • The approval level is high. Almost 98% of positive decisions are made.
  • Affordability. If you address a bank for a loan, you won't be sure it will be approved. There are many restrictions established by banks. Lenders do not pay attention to minor delays and bad credit. You may take out a loan fast and efficient.

What data to fill out in the application? - General Info

To submit an application, every client should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling out an application, submit it and get the offer.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

If you are refused a loan at bank, the reason may be a bad credit history. This is a factor processed when deciding to issue a cash advance. Microfinance organizations do not consider this factor the only one to take out a loan in Davidson, North Carolina. The company will estimate many points to qualify such as financial capabilities. Payday loans will be a way to enhance your bad credit score into a favorable one.

The following general points will be assessed before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The calculator defines the cost of the loan known as APR.

APR Calculator

Other Payday Lenders in Davidson, North Carolina

Time Financing Service

2333 S Church St, Burlington, NC 27215, USA

+1 (336) 261-6935

www.timefinancing.com

Cardinal Finance Co

406 N Chestnut St, Lumberton, NC 28358, USA

+1 (910) 738-4557

Century Finance

621 Julian R Allsbrook Hwy, Roanoke Rapids, NC 27870, USA

+1 (252) 519-2133

centuryfinancenc.org

Wagner Financial Services Inc

2200 N Main St STE 102, High Point, NC 27262, USA

+1 (336) 841-0500

wagner-financial.com

Citizens One Home Loans - Adam Kirby

717 Green Valley Rd, Greensboro, NC 27408, USA

+1 (336) 382-3487

lo.citizensone.com

PNC Bank

501 N Main St, Mt Airy, NC 27030, USA

+1 (336) 719-2900

apps.pnc.com

National Finance Company

714 Harris Ave, Raeford, NC 28376, USA

+1 (910) 875-2136

www.nfcmoney.com

OneMain Financial

3900 W Market St D, Greensboro, NC 27407, USA

+1 (336) 299-5726

www.onemainfinancial.com

Woodforest National Bank

901 US-401, Laurinburg, NC 28352, USA

+1 (910) 276-1191

www.woodforest.com

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