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3.7 3 reviews
Loan agency in Gastonia, North Carolina

2477 E Ozark Ave, Gastonia, NC 28054, USA
7 years in business
+1 (704) 867-3643
Thursday
9AM–5PM
Friday
9AM–2PM
Saturday
Closed
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM

Feedback about Amity Finance, Inc.?

Here you see the feedback of our customers.

Amity Finance, Inc. seemed to me the reliable. At least no insurance and extra commissions. There are no discounts for regular clients. When paying back a debt, a transfer fee is not taken, although this is a bonus.

Bobby Sauer

Good service with a reasonable percentage. Money deposited immediately, I always use Amity Finance, Inc..

Clovis Block

Minimum application form, only an ID was required. Very quick processing. The first loan was given with a limit of $500 at fair rate, so far it has been returned on time, it can be either extended or paid off ahead of schedule.

Ms. Gertrude Greenholt

Good service with a reasonable rate. Money deposited immediately, I always use Amity Finance, Inc..

Prof. Jonas Bogisich

Amity Finance, Inc. applied for a payday loan secured by an auto for the first time, I liked everything very much. Quick and friendly service, fair terms of the agreement. I will recommend you to my family and friends.

Brandi Jones

Money was urgently needed. I submitted an online application in Amity Finance, Inc.. I sent all the necessary photos of documents, talked to the staff by phone. The requested payday loan was approved. Within an hour, the money was deposited to my card.

Flavie Renner

Pay Attention

Above-specified info offers the details about a definite lender. Below-specified info is devoted to shared information about payday loans.

Payday Loans in Gastonia, North Carolina

Payday loan is issued for a short span: 2-3 weeks. The offered loan amounts are $100-$1,000.

Problem-free financial products are known as payday loans in Gastonia, nc. They are taken out at individual interest rates. They depend on personal data. It is also significant to pay back as much payday loans as possible.

APR

36% APR small loan cap

How will Amity Finance, Inc. help issue a payday loan in Gastonia, North Carolina?

  • 24/7 service. Such online services allow you to receive funds at any time. Funds are taken out day and night. The loan will be sent to a credit card, so a personal visit to the office is not required.
  • No paperwork. The list of required papers is minimal. In most cases, an ID is needed. You do not need to send a certificate of income.
  • Online application. The application is filled out and reviewed much faster than in banks. Money is transferred within 24 hours after receiving approval.
  • High approval rate. When it relates to small amounts, a positive decision comes up 98%.
  • Availability. Banks impose more stringent requirements on their customers. Age limits and bad credit will become barriers to taking out a loan. Payday lenders are more loyal to customers. The presence of minor delays and a low score does not guarantee denial.

What data to fill in in the application? - General Info

To submit an application, every customer should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to submit an application and get a decision.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

One of the cause of denial for a loan is a bad credit history. This factor is reviewed by lenders before issuing a loan. But banks almost 100% refuse the request when lenders in Gastonia, nc will estimate other aspects like solvency and approve a cash advance. This is a way to enhance your credit score.

The following common points will be assessed before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you need to calculate the annual percentage rate of the loan, you are welcome to utilize the calculator. It will specify the cost of the loan.

APR Calculator

Other Payday Lenders in Gastonia, North Carolina

Security Finance Corporation

1213 Dabney Dr, Henderson, NC 27536, USA

+1 (252) 438-2009

www.security-finance.com

State Employees’ Credit Union

426 CC Camp Rd, Elkin, NC 28621, USA

+1 (336) 835-3344

locations.ncsecu.org

First Financial Services Inc

3600 N Duke St # 109, Durham, NC 27704, USA

+1 (919) 797-1228

www.bankatfirst.com

Cash Stop

1411 W Gate City Blvd, Greensboro, NC 27403, USA

+1 (336) 274-4444

Edward Jones - Financial Advisor: Kathy W Hale, AAMS®

116 W Meadow Rd Suite B, Eden, NC 27288, USA

+1 (336) 627-7737

www.edwardjones.com

Truliant Federal Credit Union

621 S Dekalb St, Shelby, NC 28150, USA

+1 (800) 822-0382

www.truliantfcu.org

Carolina Farm Credit

2549 Chimney Rock Rd, Hendersonville, NC 28792, USA

+1 (828) 693-0272

www.carolinafarmcredit.com

Mariner Finance

637 Spartanburg Hwy #20, Hendersonville, NC 28792, USA

+1 (828) 698-9108

www.marinerfinance.com

Edward Jones - Financial Advisor: Mike Avina

621 Monroe St, Eden, NC 27288, USA

+1 (336) 627-1127

www.edwardjones.com

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