NORTH STATE ACCEPTANCE Payday Loans Review

2.5 8 reviews

Loan agency in Gaston County, North Carolina

Organization owner?

4902 WILKINSON BLVD# A, Gastonia, NC 28056, USA

5 years in business

+1 (704) 879-7320

www.northstateacceptance.com

Thursday

9AM–5:30PM

Friday

9AM–6PM

Saturday

Closed

Sunday

Closed

Monday

9AM–5:30PM

Tuesday

9AM–5:30PM

Wednesday

9AM–5:30PM

Domain Info

Created Date

2004-03-24

Mailing Address

North Carolina, United States

Company Name

Contact Data

Feedback about NORTH STATE ACCEPTANCE?

Here you read the feedback of our customers.

I had personal and family emergencies over that time and had no issues.

Jesus Crona

They won’t work with you for anything.

Murphy Kling

I’ll make arrangements to pay this loan off earlier than later.

Tate Russel

Pay Attention

Above there are details about a certain lending company. Below every user may get acquainted with the essence of payday loans.

Payday Loans in Gastonia, North Carolina

Payday loans are a type of loans taken out by payday lending company to people for a short period of time - usually several weeks. It is issued a small amount: $100-$1,000.

This financial product in Gastonia, North Carolina is taken out simply and quickly. The interest rate is set respecting the category of the customer: the more loans are successfully paid back, the more reasonable terms will be ensured to you.

APR

36% APR small loan cap

How will NORTH STATE ACCEPTANCE help take out a payday loan in Gastonia, North Carolina?

24/7 operation. Such Internet services allow you to deposit funds at any time. Funds are taken out day and night. The deposit will be sent to a account, so a personal visit to the department is not necessary.
No paperwork. The list of required certificates is minimal. In most cases, an ID is needed. You do not need to provide a certificate of income.
Online application. The application is filled out and reviewed much faster than in banks. Money is transferred in a mtter of 24 hours after receiving approval.
High approval rate. When it concerns to small amounts, a positive answer comes up 98%.
Availability. Banks offer more stringent requirements on their customers. Age limits and bad credit will become barriers to taking out a loan. Lenders are more loyal to clients. The presence of minor delays and a low credit rating does not guarantee rejection.

What data to fill out in the application? - General Info

To submit an application, every customer should enter the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a borrower should submit an application to get a proposal from one of lending companies.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

Bad credit history is a unfavorable factor that is reviewed by financial institutions. Microfinance organizations in Gastonia, nc consider this circumstance not an obstacle to issue a loan. The client of a payday loan should be prepared to objectively estimate financial solvency, take out a loan, pay off the debt on time and not only solve current problems, but improve the credit rating.

The following common points will be estimated before applying for a payday loan:

be at least 18 years old;
be a U.S. citizen;
be employed and have a reliable source of income;
have a checking account;
have a valid email address and phone number.

Rate Your Credit Score

Low

Low Rate

300

Lower than Average

579

No way to issue a loan
No ability to rent a room

Average

Average Rate

670

High Rate

739

80% of loan approval
Apply for all loan types

Perfect

Great Score

740

Perfect Score

799

95% of loan approval
Apply for all loans incl. mortgage

Rate your APR

The calculator defines the cost of the loan known as annual percentage rate.

APR Calculator

Other Payday Lenders in Gastonia, North Carolina

Omni Military Loans

6256 Yadkin Rd #101, Fayetteville, NC 28303, USA

+1 (910) 487-1904

www.omnimilitaryloans.com