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3.8 9 reviews
Loan agency in Hickory, North Carolina

1038 Lenoir Rhyne Blvd SE, Hickory, NC 28602, USA
+1 (828) 267-0005
Friday
8AM–5PM
Saturday
Closed
Sunday
Closed
Monday
8AM–5PM
Tuesday
8AM–5PM
Wednesday
8AM–5PM
Thursday
8AM–5PM

Feedback about Universal Finance?

Here you read the reviews of our customers.

Very ,sweet and professional staff they all make you feel very welcome

Rory Armstrong

Great group to deal with

Lewis Barton

Pay Attention

The first three points describe the certain lending company. In other turn, below-shown info makes users get acquainted shared information about payday loans.

Payday Loans in Hickory, Pennsylvania

According to the definiftion, a payday loan is a lending option issued for a short period: 2-3 weeks. A small loan is taken out: $100-$1,000.

Problem-free financial products are considered as payday loans in Hickory, pa. They are issued at individually-set interest rates. They are dependent on customer's data. It is also important to pay off as much payday loans as possible.

APR

6% APR small loan cap

How will Universal Finance help take out a loan in Hickory, Pennsylvania?

  • 24/7 operation. Such online services allow you to receive funds at any time. Funds are issued day and night. The payday loan will be sent to a credit card, so a personal visit to the office is not necessary.
  • No paperwork. The list of required documentation is minimal. In most cases, an ID is needed. You do not need to provide a certificate of income.
  • Online application. The application is filled in and reviewed much faster than in banks. Money is deposited within 24 hours after receiving approval.
  • High approval level. When it concerns to small amounts, a positive decision comes up 98%.
  • Availability. Banks impose more stringent requirements on their borrowers. Age limits and bad credit will become barriers to taking out a loan. Payday lenders are more loyal to customers. The presence of minor delays and a bad credit does not guarantee denial.

What data to fill in in the application? - General Info

To leave an application, every borrower should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to submit an application and get a deal.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

A unfavorable factor processed by financial institutions is known as bad credit history. But this obstacle is not taken as the only one by payday lenders to issue a cash advance. The lending company process many aspects such as financial abilities to approve the form. Cash advance in Hickory, Pennsylvania may help level up your credit score.

The following general points will be assessed before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The calculator defines the cost of the payday loan known as annual percentage rate.

APR Calculator

Other Payday Lenders in Hickory, North Carolina

ACE Cash Express

2597 W Franklin Blvd, Gastonia, NC 28052, USA

+1 (704) 861-1965

www.acecashexpress.com

Baxter Credit Union

67 Pitts Station Rd, Marion, NC 28752, USA

+1 (800) 944-8143

www.bcu.org

PNC Bank

208 W Jefferson St, Jackson, NC 27845, USA

+1 (252) 534-8240

www.pnc.com

National Finance Company

320 Copperfield Blvd NE C, Concord, NC 28025, USA

+1 (704) 786-8713

www.nfcmoney.com

Southern Bank - Murfreesboro

336 E Main St, Murfreesboro, NC 27855, USA

+1 (252) 398-4174

www.southernbank.com

Carolina Community Bank

132 Rodney Orr Bypass, Robbinsville, NC 28771, USA

+1 (828) 479-3037

www.ucbi.com

Lendmark Financial Services LLC

4414 Fayetteville Rd, Raleigh, NC 27603, USA

+1 (919) 890-3565

www.lendmarkfinancial.com

Security Financial Services

1619 S JK Powell Blvd, Whiteville, NC 28472, USA

+1 (910) 641-0189

www.security-finance.com

Lumbee Guaranty Bank

403 E 3rd St, Pembroke, NC 28372, USA

+1 (910) 521-9707

www.lumbeeguarantybank.com

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