Domain Info
Created Date
2008-07-28
Mailing Address
NC, United States
Company Name
Universal Finance
Universal Finance
Contact Data
What people think about Universal Finance, Inc?
Below you see some of the testimonials of our customers.
Great people to work with.
Miss Leila Bode PhD
I should say up front that the staff is excellent!
Alysa Baumbach
I like the hometown experience.
Prof. Abdullah Parisian I
Pay Attention
The above-given information provides the details about a certain lender. The information below is about common information about payday loans.
Payday Loans in Lenoir, North Carolina
A payday loan is a small, short-term loan that's meant to be repaid with the borrower's next paycheck. Amounts usually range from $100 to $1,000.
It is trouble-free and speedy to get accepted for payday loans in Lenoir, North Carolina. The interest rate will be set individually for each applicant and will depend on the personal details the borrower entered.
APR
36% APR small loan cap
Why people apply for cash advances?
70%
Car expenses50%
Treatment40%
Vacation30%
Clothes30%
Home improvement
Payday loans for bad credit
Having a poor credit score automatically disqualifies consumers from getting a bank loan. Payday loans give borrowers with a poor credit rating an increased opportunity to get accepted for payday loans. A payday loan may be the only loan available for some people to help them cover urgent expenses. If you take out such a loan, it is critical that you always borrow within your opportunities and pay off your loan commitments punctually.
To get accepted for a cash advance, you need to comply with the following eligibility criteria:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
300
579
- No ability to get a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans including mortgage
Rate your APR
Find out the annual percentage rate right now. Use this online calculator to specify the exact cost of your payday loan. It only takes 20 seconds to become informative even before applying.
APR Calculator
Other Payday Lenders in Lenoir, North Carolina
State Employees’ Credit Union
1214 E 5th St, Tabor City, NC 28463, USA
+1 (910) 653-5767
locations.ncsecu.org
LifeStore Bank
205 S Jefferson Ave, West Jefferson, NC 28694, USA
+1 (336) 246-4344
www.golifestore.com
Carolina Farm Credit
545 E Main St, Jefferson, NC 28640, USA
+1 (336) 246-8856
www.carolinafarmcredit.com
State Employees’ Credit Union
205 Ingram Dr, King, NC 27021, USA
+1 (336) 985-0530
locations.ncsecu.org
State Employees’ Credit Union
28 Burke Blvd, Louisburg, NC 27549, USA
+1 (919) 496-5447
locations.ncsecu.org
Time Financing Service
2340 Sunset Ave, Rocky Mount, NC 27804, USA
+1 (252) 451-2500
www.timefinancing.com
Friendly Check Cashing
653 E Webb Ave, Burlington, NC 27217, USA
+1 (336) 229-6100
friendlycheck.com
