Domain Info
Created Date
2008-07-28
Mailing Address
NC, United States
Company Name
Universal Finance
Universal Finance
Contact Data
Feedback about Universal Finance?
Here you see the reviews of our clients.
Great service and friendly people will be back for more services.
Dr. Kendall Reichel Sr.
Easy to apply, fair rates, and a great and professional staff.
Miss Cindy Hackett
Extremely knowledgeable motivated team!
Sylvester Sanford
Pay Attention
Above there are details about a exact lending company. Below every reader may get acquainted with the common features of payday loans.
Payday Loans in Mooresville, North Carolina
The financial product known as a payday loan is taken out for a short-term: 2-3 weeks. $100-$1,000 is issued for cutomers.
Payday loans in Mooresville, North Carolina are issued easily. The interest percentage is conditional on the client's personal data: if you repay more payday loans, the more reasobanle terms and rates payday lending companies offer.
APR
36% APR small loan cap
How will Universal Finance help take out a payday loan in Mooresville, North Carolina?
- 24/7 operation. Such online services allow you to credit funds at any time. Funds are taken out around the clock. The transfer will be sent to a bank account, so a personal visit to the store is not necessary.
- No paperwork. The list of required documents is minimal. In most cases, an ID is sufficient. You do not need to provide a certificate of income.
- Online application. The application is filled in and considered much faster than in banks. Money is transferred in a mtter of 24 hours after receiving approval.
- High approval level. When it comes to small amounts, a positive decision comes up 98%.
- Availability. Banks provide loans at more stringent requirements on their borrowers. Age limits and bad credit will become barriers to issuing a loan. Payday lenders are more loyal to clients. The presence of minor delays and a bad credit does not guarantee rejection.
What data to fill in in the application? - General Info
To leave an application, every customer should fill in the following data:
After filling in an application, submit it and get the decision.
Why people issue payday loans?
70%
Utility Bills80%
Healthcare Bills60%
Traveling20%
Car Repair30%
Clothes
What data to fill in in the application? - General Info
Bad credit history if one of causes to refuse the loan. Microfinance organizations do not consider this factor the only one to take out a loan in Mooresville, North Carolina. They rate many other factors before issuing a cash advance. One of them is payment abilities. This is a way to enhance your credit score.
The following general points will be estimated before applying for a loan:
- be at least 18 years old;
- be a U.S. citizen;
- be employed and have a reliable source of income;
- have a checking account;
- have a valid email address and phone number.
Rate Your Credit Score
300
579
- No way to issue a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans incl. mortgage
Rate your APR
The calculator defines the cost of the payday loan known as annual percentage rate.
APR Calculator
Other Payday Lenders in Mooresville, North Carolina
Truliant Federal Credit Union
7107 Waverly Walk Ave, Charlotte, NC 28277, USA
+1 (800) 822-0382
www.truliantfcu.org
Allegacy Federal Credit Union
709 S Main St, King, NC 27021, USA
+1 (336) 774-3400
www.allegacyfcu.org
First Community Bank
57 N Main St, Sparta, NC 28675, USA
+1 (336) 372-2265
www.firstcommunitybank.com
OneMain Financial
202 W Fleming Dr, Morganton, NC 28655, USA
+1 (828) 437-5349
www.onemainfinancial.com
