First Citizens Bank Payday Loans Review - Mount Airy, North Carolina

5 4 reviews

Organization owner?

502 N Main St, Mt Airy, NC 27030, USA

+1 (336) 789-9561

locations.firstcitizens.com

Sunday

Closed

Monday

9AM–5PM

Tuesday

9AM–5PM

Wednesday

9AM–5PM

Thursday

9AM–5PM

Friday

9AM–5PM

Saturday

Closed

Domain Info

Created Date

1995-07-28

Mailing Address

Company Name

Contact Data

Feedback about First Citizens Bank?

Here you get acquainted with the reviews of our clients.

First Citizens Bank seemed to me the reliable. At least no insurance and extra charges. There are no discounts for regular clients. When paying back a debt, a transfer fee is not taken, although this is a bonus.

Graciela Anderson

Yesterday I needed money, I decided to contact First Citizens Bank. They quickly approved the amount necessary, and besides, they offered good terms at a low interest rate.

Miss Kirsten Hayes

Only an ID is needed to apply. Was on a business trip and needed extra funds, it turns out that you can credit your personal bank card safely, and most importantly, quickly. Recommend!

Alanna Gerlach

Pay Attention

Above there are details about a definite lending company. Below every reader may grapple with the common features of payday loans.

Payday Loans in Mount Airy, Maryland

According to the definiftion, a payday loan is a loan issued for a short time span: 2-3 weeks. A small amount is approved: $100-$1,000.

This financial product in Mount Airy, Maryland is issued simply and quickly. The interest rate is defined considering the category of the customer: the more loans are successfully repaid, the more favorable terms will be guaranteed to you.

APR

33% APR cap (2.75% a month)

How will First Citizens Bank help issue a payday loan in Mount Airy, Maryland?

Round the clock service. Every borrower may contact the service at any time of the day and night. The borrowed money will be deposited to credit card. You won't be asked to attend any department.
No certificates necessary. The list of certificates to get an approval is minimum. You need only an ID. A income certificate is not required.
Online application. You have to fill out an online application only. It will be considered within minutes. The money are transferred in 24 business hours.
Fast and high approval level. The positive decision counts almost 98%.
Accessibility. Not all customers are able to take out a loan at banks. Age and bad credit may prevent from issuing a loan. Minor delays and bad credit won't be a hindrance to issue a payday loan from online lenders.

What data to fill in in the application? - General Info

To submit an application, every borrower should fill out the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling out an application, submit it and get the decision.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

A unfavorable factor reviewed by financial institutions is known as bad credit history. But this obstacle is not implied as the only one by payday lenders to take out a loan. The lending company process many aspects such as financial capabilities to approve the request. Cash advance in Mount Airy, Maryland may help enhance your credit rating.

The following common points will be rated before applying for a cash advance:

be at least 18 years old;
be a U.S. citizen;
be employed and have a reliable source of income;
have a checking account;
have a valid email address and phone number.

Rate Your Credit Score

Low

Low Rate

300

Lower than Average

579

No way to issue a loan
No ability to rent a room

Average

Average Rate

670

High Rate

739

80% of loan approval
Apply for all loan types

Perfect

Great Score

740

Perfect Score

799

95% of loan approval
Apply for all loans incl. mortgage

Rate your APR

The APR will provide the cost of the loan. It takes seconds to see the outcome.

APR Calculator

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