Welcome to Our Online Loan Referral Service

3.3 7 reviews

22 Hiwassee St, Murphy, NC 28906, USA
+1 (828) 837-4800
locations.firstcitizens.com
Saturday
Closed
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM
Friday
9AM–6PM

Domain Info

Created Date

1995-07-28

Mailing Address

Company Name

Contact Data

What people think about First Citizens Bank?

Below you see some of the reviews of our clients.

Every employees has been so helpful with all my needs.

Jarrell Harber

I will be switching banks ASAP.

Berry Kautzer

Pay Attention

Above there is information about a definite company. Below you can review common aspects of payday loans.

Payday Loans in Murphy, North Carolina

A payday loan is a small, short-term loan that's meant to be paid off with the borrower's next paycheck. Amounts typically range from $100 to $1,000.

Cash advance loans may become an easy and fast solution to a short-term problem in Murphy, North Carolina. Loans from payday lenders can get you cash quickly. Your interest rate will depend on a few things.

APR

36% APR small loan cap

Why people take out cash advances?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

If you have a bad credit history you may still apply a payday loan. Such loans are created to help meet the needs of applicants with lower credit scores. There are lenders who may be happy to offer you a payday loan even if you have a bad credit score. You will need a steady income to get accepted for a bad credit payday loan.

To get approved for a payday loan, you need to meet the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

Use the below online calculator to quickly calculate the APR and find out the exact cost of the loan immediately.

APR Calculator

Other Payday Lenders in Murphy, North Carolina

ACE Cash Express

3583 N Patterson Ave, Winston-Salem, NC 27105, USA

+1 (336) 744-8052

www.acecashexpress.com

First Citizens Bank

111 E South Main St, Littleton, NC 27850, USA

+1 (252) 586-4165

locations.firstcitizens.com

OneMain Financial

913 E Memorial Dr, Ahoskie, NC 27910, USA

+1 (252) 332-4181

www.onemainfinancial.com

Woodforest National Bank

304 E Arbor Ln, Eden, NC 27288, USA

+1 (336) 623-4670

www.woodforest.com

Southeastern Lending

9051 Strickland Rd, Raleigh, NC 27615, USA

+1 (919) 845-3777

Coastal Credit Union

7103 NC-751, Durham, NC 27707, USA

+1 (800) 868-4262

coastal24.com

Time Financing Service

8030 North Point Blvd, Winston-Salem, NC 27106, USA

+1 (336) 397-4383

www.timefinancing.com

Atlantic Financial Services

1300 S Croatan Hwy, Kill Devil Hills, NC 27948, USA

+1 (252) 441-4422

Check Cashing Of Raleigh

1100 Raleigh Blvd, Raleigh, NC 27610, USA

+1 (919) 832-4002

www.raleigh-checkcashing.com

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