Welcome to Our Online Loan Referral Service

3.3 12 reviews

40 Forest Gate Dr, Pisgah Forest, NC 28768, USA
+1 (828) 884-8835
www.self-help.org
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM
Friday
8:30AM–6PM
Saturday
Closed

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Feedback about Self-Help Credit Union?

Here you grapple with the reviews of our clients.

Always look forward to going it is a wonderful place to do business with

Khalid Torphy

I just visited the drive thru teller to make a credit card payment.

Arturo Reilly Sr.

Wonderful Staff, I am very appreciative of all the help through out the years.

Prof. Orville Cassin MD

Pay Attention

Further there will be shown the details about not a certain lending company. The information below will explain common information about payday loans and its specific features.

Payday Loans in Pisgah Forest, North Carolina

Payday loans are a kind of loans issued by payday lender to individuals for a short period of time - usually several weeks. It is taken out a small amount: $100-$1,000.

Payday loans in Pisgah Forest, North Carolina are issued easily. The interest percentage is conditional on the customer's person-related information: if you pay off more payday loans, the more reasobanle terms and rates lenders guarantee.

APR

36% APR small loan cap

How will Self-Help Credit Union help take out a payday loan in Pisgah Forest, North Carolina?

  • 24/7 service. Such Internet services allow you to credit funds at any time. Money are issued day and night. The loan will be sent to a account, so a personal visit to the store is not necessary.
  • No paperwork. The list of required documentation is minimal. In most cases, an ID is sufficient. You do not need to send a certificate of income.
  • Online application. The application is filled in and considered much faster than in banks. Money is transferred within 24 hours after receiving approval.
  • High approval level. When it relates to small amounts, a positive decision comes up 98%.
  • Availability. Banks provide loans at more stringent requirements on their customers. Age restrictions and bad credit will become barriers to taking out a loan. Lenders are more loyal to borrowers. The presence of minor delays and a low credit rating does not guarantee rejection.

What data to fill in in the application? - General Info

To submit an application, every customer should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to submit an application and recieve an offer.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

One of the cause of refusal for a loan is a bad credit history. This factor is reviewed by lenders before issuing a loan. But banks almost 100% refuse the application when lenders in Pisgah Forest, nc will estimate other aspects like financial capabilities and approve a loan. This is a way to improve your credit history.

The following common points will be rated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you need to calculate the APR of the payday loan, you are welcome to use the calculator. It will determine the cost of the payday loan.

APR Calculator

Other Payday Lenders in Pisgah Forest, North Carolina

United Community Bank

54 N Mitchell Ave, Bakersville, NC 28705, USA

+1 (828) 688-5800

www.ucbi.com

OneMain Financial

3217 Fayetteville Rd, Lumberton, NC 28358, USA

+1 (910) 739-3366

www.onemainfinancial.com

Agcarolina Financial

715 Sunset St E, Ahoskie, NC 27910, USA

+1 (252) 332-6143

www.agcarolina.com

Heritage Finance Company Marion

687 Rutherford Rd, Marion, NC 28752, USA

+1 (828) 652-6145

heritagefinanceco.com

Friendly Check Cashing

2802 Owen Dr, Fayetteville, NC 28306, USA

+1 (910) 433-2168

friendlycheck.com

Truliant Federal Credit Union

621 S Dekalb St, Shelby, NC 28150, USA

+1 (800) 822-0382

www.truliantfcu.org

SouthState Bank

6525 Morrison Blvd Suite 110, Charlotte, NC 28211, USA

+1 (704) 926-4060

southstatebank.com

First Citizens Bank ATM

231 W Kings Hwy, Eden, NC 27288, USA

+1 (336) 623-9724

www.firstcitizens.com

ATM (Suntrust Bank)

140 Main St, Oxford, NC 27565, USA

www.suntrust.com

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