Welcome to Our Online Loan Referral Service

3.3 7 reviews

306 Old Farm Rd S, Roanoke Rapids, NC 27870, USA
+1 (252) 308-6000
locations.firstcitizens.com
Saturday
Closed
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM
Friday
9AM–6PM

Domain Info

Created Date

1995-07-28

Mailing Address

Company Name

Contact Data

Feedback about First Citizens Bank?

Here you read the reviews of our customers.

Fast friendly service

Douglas Morissette

Seem to be about money and not customer service.

Tre McLaughlin

Pay Attention

Above-specified info offers the details about a certain lending company. Below-shown info is devoted to common information about payday loans.

Payday Loans in Roanoke Rapids, North Carolina

A short-term lending option is considered as a payday loan. This is a kind of a financial product taken out for several weeks. Accessible loan amounts vary from $100-$1,000.

This financial product in Roanoke Rapids, North Carolina is issued simply and fast. The interest percentage is defined depending on the category of the borrower: the more loans are successfully paid back, the more favorable terms will be ensured to you.

APR

36% APR small loan cap

How will First Citizens Bank help issue a loan in Roanoke Rapids, North Carolina?

  • Day and night service. Night hours are the same business hours for online lending companies. You should not attend the chosen payday lender offline. The funds will be deposited to your credit card.
  • No certificates. It is necessary to meet the minimum list of certificates. An ID is one document to have. There is no obligation to provide an income certificate.
  • Online application. Submit an online form with customer data. It will take some minutes to review the form. The money are deposited in 24 business hours.
  • The approval level is high. Almost 98% of positive decisions are made.
  • Affordability. If you contact a bank for a loan, you won't be sure it will be approved. There are many restrictions set by banks. Lenders do not pay attention to minor delays and bad credit. You may issue a loan fast and efficient.

What data to fill out in the application? - General Info

To submit an application, every client should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a customer should submit an application to get a proposal from one of payday lenders.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

Bad credit history if one of causes to reject the loan. Lenders do not consider this factor the only one to take out a loan in Roanoke Rapids, North Carolina. They assess many other factors before issuing a cash advance. One of them is financial capabilities. This is a way to enhance your credit history.

The following common points will be assessed before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you need to calculate the annual percentage rate of the loan, you are welcome to utilize the calculator. It will define the cost of the payday loan.

APR Calculator

Other Payday Lenders in Roanoke Rapids, North Carolina

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+1 (336) 723-1234

OneMain Financial

9623D E Independence Blvd, Matthews, NC 28105, USA

+1 (704) 536-8111

www.onemainfinancial.com

Southern Loans

2226 N Main St, Tarboro, NC 27886, USA

+1 (252) 824-0495

newsouthernloans.com

First Horizon Bank

4928 NC-704, Sandy Ridge, NC 27046, USA

+1 (336) 871-2100

www.firsthorizon.com

State Employees’ Credit Union

111 Smokey Park Hwy, Asheville, NC 28806, USA

+1 (828) 665-4801

locations.ncsecu.org

Time Financing Service

4708 W Gate City Blvd, Greensboro, NC 27407, USA

+1 (336) 478-6732

www.timefinancing.com

OneMain Financial

247 Mount Jefferson State, Park Rd #4, West Jefferson, NC 28694, USA

+1 (336) 246-8867

www.onemainfinancial.com

OneMain Financial

1096 Concord Pkwy N #13, Concord, NC 28027, USA

+1 (704) 788-3170

www.onemainfinancial.com

Champion Credit Union

311 Walnut St, Waynesville, NC 28786, USA

+1 (828) 456-6268

www.championcu.com

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