Welcome to Our Online Loan Referral Service

5 reviews

10955 US-15, Southern Pines, NC 28387, USA
+1 (910) 692-4013
www.lgfcu.org
Thursday
8:30AM–5:30PM
Friday
8:30AM–5:30PM
Saturday
Closed
Sunday
Closed
Monday
8:30AM–5:30PM
Tuesday
8:30AM–5:30PM
Wednesday
8:30AM–5:30PM

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Feedback about Local Government Federal Credit Union?

Here you grapple with the feedback of our customers.

I often issue a cash advance to a card in Local Government Federal Credit Union. It is very convenient. If you give it back quickly, the percentage is favorable. Employees politely and intelligibly explain all the nuances.

Lenora Beatty

The loan is transferred easily and quickly. There is a minus - a great commission when paying off a loan.

Bert Kautzer

I took the first payday loan, I was approved in a matter of minutes, despite the fact that I had an overdue loan at the bank. I paid it back on time, but there was an opportunity to extend the payment and return the payday loan in parts. Immediately after repaying the old one, you can take out a new one, the offered amount increases every time.

Madonna Kilback

Local Government Federal Credit Union seemed to me the safe. At least no insurance and extra fees. There are no discounts for regular customers. When repaying a debt, a transfer fee is not taken, although this is a bonus.

Amani Roob

Pay Attention

Further there will be given the details about not a exact lender. The information below will tell about common information about payday loans and its specific elements.

Payday Loans in Southern Pines, North Carolina

According to the definiftion, a payday loan is a lending option issued for a short time span: 2-3 weeks. A small loan is issued: $100-$1,000.

Such financial products as payday loan in Southern Pines, North Carolina is taken out simply and quickly for a short period: 2-3 weeks. The interest rates are established on an individual basis relative to the personal data: the more payday loans you pay back off, the more reasonable rates a client will get.

APR

36% APR small loan cap

How will Local Government Federal Credit Union help take out a loan in Southern Pines, North Carolina?

  • Day and night service. Night hours are the same business hours for online lenders. You should not attend the chosen payday lender offline. The funds will be deposited to your bank account.
  • No certificates. It is necessary to meet the minimum list of certificates. An ID is one document to have. There is no obligation to provide an income certificate.
  • Online application. Submit an online form with personal data. It will take some minutes to consider the form. The money are credited in 24 business hours.
  • The approval rate is high. Almost 98% of positive decisions are made.
  • Affordability. If you contact a bank for a loan, you won't be sure it will be approved. There are many restrictions set by banks. Payday lenders do not pay attention to minor delays and bad credit. You may issue a loan fast and efficient.

What data to fill out in the application? - General Info

To leave an application, every borrower should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit an application to get an offer from one of the lenders.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

Bad credit history is a unfavorable factor that is reviewed by financial institutions. Payday lenders in Southern Pines, nc review this circumstance not a drawback to issue a loan. The client of a loan should be ready to objectively assess financial capabilities, take out a loan, pay off the debt on a due date and not only solve current problems, but improve the credit score.

The following common points will be assessed before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The calculator defines the cost of the payday loan known as APR.

APR Calculator

Other Payday Lenders in Southern Pines, North Carolina

OneMain Financial

11216 Capital Blvd #112, Wake Forest, NC 27587, USA

+1 (919) 554-0328

www.onemainfinancial.com

David Howard - Fidelity Bank Mortgage

6100 Fairview Rd UNIT 300, Charlotte, NC 28210, USA

+1 (980) 428-8252

lionbank.com

ACE Cash Express

6111 South Blvd, Charlotte, NC 28217, USA

+1 (704) 552-5600

www.acecashexpress.com

Omni Military Loans

719 W Rowan St, Fayetteville, NC 28301, USA

+1 (910) 223-9134

www.omnimilitaryloans.com

Approved Cash

55 Orange St, Fair Bluff, NC 28439, USA

+1 (910) 248-3222

approvedcash.com

Time Financing Service

1046 Bragg Blvd, Fayetteville, NC 28301, USA

+1 (910) 868-9411

www.timefinancing.com

New Southern Loans, Inc.

7037 Knightdale Blvd, Knightdale, NC 27545, USA

+1 (919) 217-8393

Telco Community Credit Union

34 Northcrest Rd, Weaverville, NC 28787, USA

+1 (828) 252-6458

www.telcoccu.org

Money Unlimited Pawn

1814 Silas Creek Pkwy, Winston-Salem, NC 27103, USA

+1 (336) 721-0340

expressloansofamerica.com

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