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What people think about Gate City Bank?
Below you get acquainted with some of the opinions of our customers.
I applied for a $1,000 loan when I needed money after vacation. There simply was no other solution. I found this lender on the Internet. Other lender charged VERY HIGH rates. One lender declined me, another accepted me for a smaller amount but here it got as much as I wanted.
Prof. Olaf Bradtke IV
I always use Gate City Bank when it need a cash advance. The application process is easy. No complaints.
Delbert Schiller
Gate City Bank seems reliable. At least they charge no hidden fees. This was the only company that approved me for a payday loan.
Mr. Rhiannon Nikolaus MD
Online application. I only filled in an ID and a bank account. Fast processing. The first time I was approved for $300 only. Hope the limit will increase next time. APR is competitive. Paid back the loan on time. If necessary, the term can be also extended.
D'angelo Langosh
I asked Gate City Bank for a loan. Everything was done very fast. Had the funds in my account the same day. Employees are very friendly. Best experience!
Estefania Bauch
Important
Below you can review general information about payday loans and their common characteristics.
Payday Loans in Fargo, Georgia
A payday loan is a short-term, small loan ($100 - $1,000) that you pay off once you receive your next paycheck, typically two to four weeks.
Online payday loans can be the easiest solution to your temporary financial issues in Fargo , Georgia because they are easily approved and easily paid off. Your APR will depend on your state law or on the payday lender's policy.
APR
10% small loan cap
Why people take out cash advances?
70%
Car expenses50%
Treatment40%
Vacation30%
Clothes30%
Home improvement
Payday loans for bad credit
Having a bad credit score automatically disqualifies people from getting a bank loan. Payday loans give individuals with a bad credit rating an increased chance to get approved for such loans. A payday loan may be the only loan available for some people to help them cover urgent expenses. If you take out such a loan, it is relevant that you always borrow within your budget and pay off your loan commitments in a timely manner.
To get approved for a loan, you must meet the following eligibility criteria:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
300
579
- No ability to get a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans including mortgage
Rate your APR
If you want to learn the real annual percentage rate of the loan before applying, you can use the online calculator. It will help you determine the exact cost of the payday loan in a few minutes.
APR Calculator
Other Payday Lenders in Fargo, North Dakota
Financial Institutions Department
2000 Schafer St # G, Bismarck, ND 58501, USA
+1 (701) 328-9933
www.nd.gov
Thrivent Financial-Lutherans
235 Sims St # 23, Dickinson, ND 58601, USA
+1 (701) 483-4600
www.thrivent.com
Town & Country Credit Union
1101 4th St SE #101, Stanley, ND 58784, USA
+1 (701) 628-2114
www.townandcountry.org
