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Feedback about First State Bank & Trust?
Here you get acquainted with the feedback of our customers.
I tried to borrow money from First State Bank & Trust. They declined. Well, that's okay. But how many calls, texts and mails came at once. I do not recommend this company.
Marcella Nader
High interest rate. When paying back a payday loan, some other interest is charged, when registering online on the website, many problems arise. In general, I do not recommend it. Better find another site.
Mr. Joesph Heller PhD
For 6 months I have not been able to make the company to transfer the information about the closing of the loan for 2019.
Florida Bogan
Pay Attention
Lending companies are shown in the first three points. Below info offers shared information about payday loans.
Payday Loans in Williston, Vermont
The financial product known as a payday loan is taken out for a short-lasting period: 2-3 weeks. $100-$1,000 is taken out for clients.
Payday loans in Williston, Vermont are issued hassle-free. The interest percentage depends on the customer's personal data: if you repay more payday loans, the more favorable terms and rates payday lending companies offer.
APR
18% APR small loan cap
How will First State Bank & Trust help take out a loan in Williston, Vermont?
- 24/7 service. Such online services allow you to get funds at any time. Funds are taken out around the clock. The loan will be sent to a card, so a personal visit to the department is not necessary.
- No paperwork. The list of required papers is minimal. In most cases, an ID is needed. You do not need to send a certificate of income.
- Online application. The application is filled in and reviewed much faster than in banks. Money is transferred in a mtter of 24 hours after receiving approval.
- High approval rate. When it comes to small amounts, a positive answer comes up 98%.
- Availability. Banks provide loans at more stringent requirements on their customers. Age restrictions and bad credit will become barriers to taking out a loan. Payday lenders are more loyal to borrowers. The presence of minor delays and a low score does not guarantee rejection.
What data to fill out in the application? - General Info
To leave an application, every borrower should fill out the following data:
Then you have to submit an application and get a deal.
Why people issue payday loans?
70%
Utility Bills80%
Healthcare Bills60%
Traveling20%
Car Repair30%
Clothes
What data to fill in in the application? - General Info
One of the reason of refusal for a loan is a bad credit history. This factor is reviewed by banks before issuing a loan. But banks almost 100% refuse the application when lenders in Williston, vt will assess other aspects like solvency and approve a loan. This is a way to improve your credit score.
The following common points will be assessed before applying for a loan:
- be at least 18 years old;
- be a U.S. citizen;
- be employed and have a reliable source of income;
- have a checking account;
- have a valid email address and phone number.
Rate Your Credit Score
300
579
- No way to issue a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans incl. mortgage
Rate your APR
If you are going to issue a loan, you should define its definite cost. This calculator will show the annual percentage rate of the loan.
APR Calculator
Other Payday Lenders in Williston, North Dakota
Student Loans of North Dakota
1200 Memorial Hwy, Bismarck, ND 58504, USA
+1 (701) 328-5660
bnd.nd.gov
U.S. Bank ATM - Bismarck Arrowhead
1144 N 3rd St, Bismarck, ND 58501, USA
+1 (800) 872-2657
usbank.com
OneMain Financial
401 40th Ave SW #141, Minot, ND 58701, USA
+1 (701) 839-7537
www.onemainfinancial.com
