First Community Credit Union Payday Loans Review

Organization owner?

1307 Beaver Ave, Wishek, ND 58495, USA

+1 (701) 452-2245

www.myfccu.com

Monday

9AM–4PM

Tuesday

9AM–4PM

Wednesday

9AM–4PM

Thursday

9AM–4PM

Friday

9AM–4PM

Saturday

Closed

Sunday

Closed

Domain Info

Created Date

2011-01-21

Mailing Address

Company Name

Contact Data

Feedback about First Community Credit Union?

Here you see the reviews of our customers.

I'm not ashamed to borrow money from First Community Credit Union, now the whole world lives like this. I have already used loans many times, everything is convenient.

Orval Konopelski

Only an ID is needed to apply. Was on a business trip and needed extra money, it turns out that you can credit your personal bank card safely, and most importantly, quickly. Recommend!

Prof. Wilton Dicki DVM

It was significant to enhance the credit rating, because there is practically no chance of getting a loan at a favorable interest rate. As a result, I addressed First Community Credit Union. The history improved after several loans paid off.

Mr. Hazle Huels

First Community Credit Union seemed to me the fair. At least no insurance and extra fees. There are no discounts for regular clients. When repaying a debt, a transfer fee is not taken, although this is a bonus.

Miss Angie Leffler MD

I suffered a displeasing situation in my life. I emergenctly required extra funds. This company helped out me a lot. They approved the required amount. I solved all my problems. I recommend the company to all my acquaintances.

Reyes Abbott

Pay Attention

Above there are details about a exact lending company. Below every user may get acquainted with the essence of payday loans.

Payday Loans in Wishek, North Dakota

Payday loan is issued for a short span: 2-3 weeks. The offered loan amounts are $100-$1,000.

It is easy and quick to issue payday loans in Wishek, North Dakota. The rates are accured on an individual basis: if a client repays as much payday loans as possible, he will be provided one of the most reasonable terms and rates.

APR

487%*

Max Loan

$500

Min Term

Not Specified

Max Term

60 days

How will First Community Credit Union help take out a loan in Wishek, North Dakota?

24/7 service. Such online services allow you to deposit funds at any time. Funds are taken out around the clock. The transfer will be sent to a bank account, so a personal visit to the department is not required.
No paperwork. The list of required papers is minimal. In most cases, an ID is needed. You do not need to send a certificate of income.
Online application. The application is filled in and considered much faster than in banks. Money is credited within 24 hours after receiving approval.
High approval level. When it comes to small amounts, a positive answer comes up 98%.
Availability. Banks impose more stringent requirements on their customers. Age limits and bad credit will become barriers to taking out a loan. Lenders are more loyal to borrowers. The presence of minor delays and a low score does not guarantee rejection.

What data to fill in in the application? - General Info

To submit an application, every customer should fill out the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit an application to get an offer from one of the lenders.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

One of the reason of refusal for a loan is a bad credit history. This factor is reviewed by payday lenders before taking out a loan. But banks almost 100% refuse the request when lenders in Wishek, nd will assess other aspects like solvency and approve a loan. This is a way to enhance your credit history.

The following general points will be rated before applying for a loan:

be at least 18 years old;
be a U.S. citizen;
be employed and have a reliable source of income;
have a checking account;
have a valid email address and phone number.

Rate Your Credit Score

Low

Low Rate

300

Lower than Average

579

No way to issue a loan
No ability to rent a room

Average

Average Rate

670

High Rate

739

80% of loan approval
Apply for all loan types

Perfect

Great Score

740

Perfect Score

799

95% of loan approval
Apply for all loans incl. mortgage

Rate your APR

If you need to calculate the APR of the loan, you are welcome to apply the calculator. It will define the cost of the cash advance.

APR Calculator

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