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What people think about Ohio University Credit Union?
Below you find some of the testimonials of our customers.
The people and the service is always top notch.
Westley Simonis
Highly recommend her and the staff at OUCU!
Prof. Francesco Schaden
The OU Credit Union is always a great place to bank.
Stevie Ernser
Pay Attention
Above there is information about a definite lender. Below you can read common characteristics of payday loans.
Payday Loans in Athens, New York
A payday loan is a small, short-term loan that's meant to be paid off with the borrower's next paycheck. Amounts usually range from $100 to $1,000.
Payday loans are the easiest loans to access in Athens, New York. The entire process is straightforward. They are issued right away and come with individual interest rate. It will be influenced by the borrower’s personal data.
APR
25% small loan cap
Why people take out payday loans?
70%
Car expenses50%
Treatment40%
Vacation30%
Clothes30%
Home improvement
Payday loans for bad credit
A low credit score doesn't have to prevent you from applying for payday loans. They are one of the few short-term loan products offered to individuals with a bad credit rating. Payday loan approvals depend very much on specific factors. Lenders will pay attention to your wages and subtract all your expenses. Typically, your score won’t be ruined by a payday loan, as long as you repay it in full and in good time.
To get accepted for a cash advance, you must comply with the following eligibility criteria:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
300
579
- No ability to get a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans including mortgage
Rate your APR
If you want to learn the real annual percentage rate of the loan before applying, you can use the online calculator. It will help you determine the exact cost of the cash advance loan in a few minutes.
APR Calculator
Other Payday Lenders in Athens, Ohio
Edelman Financial Engines
36040 Detroit Rd Suite E, Avon, OH 44011, USA
+1 (888) 752-6742
www.edelmanfinancialengines.com
