Welcome to Our Online Loan Referral Service

4.6 7 reviews

98 Front St, Berea, OH 44017, USA
+1 (440) 243-4420
locations.usbank.com
Thursday
9:30–11:30AM
Friday
9:30–11:30AM
Saturday
9:30–11:30AM
Sunday
(Easter)
9:30–11:30AM
Hours might differ
Monday
9:30AM–11:30PM
Tuesday
9:30–11:30AM
Wednesday
9:30–11:30AM

Domain Info

Created Date

1995-02-14

Mailing Address

MN, United States

Company Name

US Bank, National Association

US Bank, National Association

Contact Data

Feedback about US Bank?

Here you get acquainted with the feedback of our clients.

The staff at the Berea location is great!

Philip Strosin V

The several people I spoke with were very unprofessional and rude.

Prof. Brain Homenick

Pay Attention

Lending companies are shown in the first three points. Below info specifies general information about payday loans.

Payday Loans in Berea, West Virginia

According to the definiftion, a payday loan is a loan issued for a short term: 2-3 weeks. A small amount is issued: $100-$1,000.

Payday loans in Berea, West Virginia are taken out problem-free. The interest rate depends on the borrower's person-related information: if you pay back more payday loans, the more reasobanle terms and rates lenders offer.

APR

31% APR for loans up to $2,000

How will US Bank help take out a loan in Berea, West Virginia?

  • 24/7 operation. Such Internet services allow you to credit funds at any time. Money are issued day and night. The transfer will be sent to a bank account, so a personal visit to the store is not necessary.
  • No paperwork. The list of required documents is minimal. In most cases, an ID is sufficient. You do not need to provide a certificate of income.
  • Online application. The application is filled out and reviewed much faster than in banks. Money is transferred in a mtter of 24 hours after receiving approval.
  • High approval rate. When it relates to small amounts, a positive decision comes up 98%.
  • Availability. Banks offer more stringent requirements on their clients. Age restrictions and bad credit will become barriers to taking out a loan. Lenders are more loyal to clients. The presence of minor delays and a low credit rating does not guarantee denial.

What data to fill in in the application? - General Info

To leave an application, every client should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then press a Submit button to recieve an offer from one of the lenders.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

Bad credit history is a adverse factor that is considered by financial institutions. Payday lenders in Berea, wv consider this circumstance not a drawback to take out a loan. The recipient of a loan should be prepared to objectively estimate financial capabilities, take out a loan, pay off the debt on a due date and not only solve current issues, but enhance the credit rating.

The following general points will be assessed before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The calculator defines the cost of the payday loan known as APR.

APR Calculator

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