Welcome to Our Online Loan Referral Service

3.3 3 reviews

208 S Washington St, Castalia, OH 44824, USA
+1 (419) 684-5333
www.civista.bank
Monday
9AM–4PM
Tuesday
9AM–4PM
Wednesday
Closed
Thursday
9AM–4PM
Friday
9AM–5PM
Saturday
9AM–12PM
Sunday
Closed

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Feedback about Civista Bank?

Here you get acquainted with the reviews of our customers.

I issued a loan when I had problems with money. There was no other way out. I found this website on the Internet, among others. Has applied several services. One denied, the other offered too high a rate, but here it was approved as I wanted.

Cruz Kilback

I took out a cash advance when I had problems with money. There was no other way out. I looked out this website on the Internet, among others. Has applied several services. One refused, the other issued at too high a percentage, but here it was approved as I wanted.

Mr. Federico Botsford DDS

Thanks to the team of Civista Bank. Quick solution of the arisen problems, quick approval on the cash advance. I definitely recommend this company.

Otis Farrell

Pay Attention

Further there will be given the details about not a exact lending company. The information below will tell about shared information about payday loans and its specific features.

Payday Loans in Castalia, North Carolina

A short-term lending option is considered as a payday loan. This is a kind of a financial product taken out for 2,3 weeks. Accessible loan amounts vary from $100-$1,000.

This financial product in Castalia, North Carolina is issued simply and fast. The interest rate is specified considering the category of the client: the more loans are successfully paid off, the more favorable terms will be guaranteed to you.

APR

36% APR small loan cap

How will Civista Bank help take out a payday loan in Castalia, North Carolina?

  • Day and night service. Night hours are the same working for online payday lenders. You should not attend the chosen payday lender offline. The funds will be deposited to your card.
  • No certificates. It is necessary to satisfy the minimum list of certificates. An ID is one document to have. There is no obligation to send an income certificate.
  • Online application. Submit an online application with personal data. It will take some minutes to process the application. The money are transferred in 24 business hours.
  • The approval rate is high. Almost 98% of positive decisions are made.
  • Affordability. If you contact a bank for a loan, you won't be sure it will be approved. There are many limits set by banks. Payday lenders do not pay attention to minor delays and bad credit. You may issue a loan fast and efficient.

What data to fill out in the application? - General Info

To submit an application, every client should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit an application to get terms and rates for an offer from one of lending companies.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

A adverse factor processed by financial institutions is called as bad credit history. But this hindrence is not taken as the only one by payday lenders to issue a cash advance. The lending company review many aspects such as financial capabilities to approve the form. Payday loans in Castalia, North Carolina may help enhance your credit history.

The following common points will be assessed before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you are going to issue a loan, you should calculate its real cost. This calculator will show the annual percentage rate of the loan.

APR Calculator

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