Welcome to Our Online Loan Referral Service

1.8 5 reviews
Loan agency in Warrensville Heights, Ohio

4640 Richmond Rd, Cleveland, OH 44128, USA
7 years in business
+1 (216) 342-5006
Thursday
10AM–5PM
Friday
10AM–5PM
Saturday
Closed
Sunday
(Easter)
Closed
Monday
10AM–5PM
Tuesday
10AM–5PM
Wednesday
10AM–5PM

Feedback about Optima Lender Services?

Here you read the reviews of our clients.

They are unorganized and unprofessional.

Hester Effertz MD

Trying to understand how this company stays in business?!?

Janice Walker

Great people ,very helpful, I buy stuff from them and good prices .

Cheyanne Littel

Ordered parts on Wednesday were here Friday morning.

Ernestine Bartoletti Sr.

Great folks and great service.

Clare Jast

Excellent source for a wide variety of woodworking supplies.

Emerson Leuschke

No appt , fcfs 8-3/4, not a busy place but count to be there at least 1hr.

Jerad Effertz

Very professional company for the woodworking industry.

Wilson Weimann

IGV has great customer service and they do excellent work.

Mr. Myles Daugherty DDS

I appreciate your company for supporting a small business like mine.

Mr. Harold Lakin DDS

Ryan L. responded quickly to my request.

Jerry Schamberger

I would highly recommend this great group of people!

Cary Fisher PhD

We loved the gift basket we received welcoming us to our new home!

June Armstrong

He is going to be honest about the service he has to offer.

Prof. Hulda Anderson II

Very friendly staff and the process is quick and hassle free.

Astrid Hegmann

They are friendlier and their response is quicker...

Vivian Harber Jr.

Dont waste your time with this company!

Hector Kub

The place to go if you need to finance or refinance a home.

Cindy Schamberger

It was refreshing to work with someone that clearly puts the customer first.

Remington Hamill

They answered everything in a timely manner.

Mrs. Leilani Pollich I

They today did not deliver a small package and said "delivery attempted".

Ricky Waelchi

This Post Office accepted my package @ 6:50am to be delivered to my home.

Theresia Farrell

They always put my neighbor's mail in my mail box.

Taurean Kovacek

Pay Attention

Above-defined info offers the details about a definite lender. Below-specified info is devoted to general information about payday loans.

Payday Loans in Cleveland, New York

The financial product known as a payday loan is issued for a short-lasting period: 2-3 weeks. $100-$1,000 is issued for cutomers.

This financial product in Cleveland, New York is issued simply and quickly. The interest rate is set considering the category of the client: the more loans are successfully paid off, the more favorable terms will be ensured to you.

APR

25% small loan cap

How will Optima Lender Services help take out a payday loan in Cleveland, New York?

  • 24/7 service. Such online services allow you to receive funds at any time. Money are issued day and night. The transfer will be sent to a card, so a personal visit to the department is not necessary.
  • No paperwork. The list of required documents is minimal. In most cases, an ID is sufficient. You do not need to provide a certificate of income.
  • Online application. The application is filled in and reviewed much faster than in banks. Money is transferred in a mtter of 24 hours after receiving approval.
  • High approval rate. When it comes to small amounts, a positive decision comes up 98%.
  • Availability. Banks provide loans at more stringent requirements on their borrowers. Age limits and bad credit will become barriers to taking out a loan. Lenders are more loyal to customers. The presence of minor delays and a bad credit does not guarantee denial.

What data to fill in in the application? - General Info

To leave an application, every borrower should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling in an application, submit it and recieve the offer.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

Bad credit history if one of causes to reject the loan. Payday lenders do not consider this factor the only one to issue a loan in Cleveland, New York. They assess many other factors before taking out a payday loan. One of them is financial capabilities. This is a way to enhance your credit rating.

The following common points will be assessed before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you need to know the annual percentage rate of the payday loan, you are welcome to apply the calculator. It will determine the cost of the loan.

APR Calculator

Other Payday Lenders in Cleveland, Ohio

KeyBank

960 W State St, Alliance, OH 44601, USA

+1 (330) 823-9615

www.key.com

M & M Pawn & Loan LLC

315 North St, Lancaster, OH 43130, USA

+1 (740) 653-4800

Citizens Bank ATM

8600 Governors Hill Dr, Cincinnati, OH 45249, USA

www.citizensbank.com

GenFed Financial Credit Union

5382 Lake Rd, Sheffield Lake, OH 44054, USA

+1 (440) 949-1782

www.genfed.com

Edward Jones - Financial Advisor: Bryce Coffing, CFP®|AAMS®

120 E Chestnut St, Mt Vernon, OH 43050, USA

+1 (740) 397-7480

www.edwardjones.com

ATM (Fifth Third Bank)

5067 Portage St NW, North Canton, OH 44720, USA

+1 (800) 972-3030

locations.53.com

Farm Credit Mid-America

300 N Maple St, Orwell, OH 44076, USA

+1 (440) 563-5342

e-farmcredit.com

Cash America Pawn

5620 Cleveland Ave, Columbus, OH 43231, USA

+1 (614) 394-0010

www.cashamerica.com

National Cash Advance

225 Lippencott Ln, Urbana, OH 43078, USA

+1 (937) 484-5920

Top