Welcome to Our Online Loan Referral Service

3.9 7 reviews

4601 Richmond Rd, Warrensville Heights, OH 44128, USA
+1 (216) 464-0542
locations.usbank.com
Thursday
9AM–4:30PM
Friday
9AM–5:30PM
Saturday
Closed
Sunday
(Easter)
Closed
Monday
9AM–4:30PM
Tuesday
9AM–4:30PM
Wednesday
9AM–4:30PM

Domain Info

Created Date

1995-02-14

Mailing Address

MN, United States

Company Name

US Bank, National Association

US Bank, National Association

Contact Data

Feedback about U.S. Bank Branch?

Here you grapple with the reviews of our customers.

Friendly staff and always attentive

Guy West

I dealt with Michelle who was incompetent, unprofessional and rude.

Juana Schoen

Pay Attention

Further there will be given the details about not a exact lending company. The information below will explain general information about payday loans and its specific elements.

Payday Loans in Cleveland, New York

According to the definiftion, a payday loan is a lending option issued for a short term: 2-3 weeks. A small loan is approved: $100-$1,000.

This financial product in Cleveland, New York is taken out simply and quickly. The interest percentage is set depending on the category of the customer: the more loans are successfully paid off, the more favorable terms will be guaranteed to you.

APR

25% small loan cap

How will U.S. Bank Branch help take out a loan in Cleveland, New York?

  • 24/7 operation. Such online services allow you to credit funds at any time. Funds are issued around the clock. The transfer will be sent to a bank account, so a personal visit to the office is not required.
  • No paperwork. The list of required certificates is minimal. In most cases, an ID is needed. You do not need to provide a certificate of income.
  • Online application. The application is filled in and considered much faster than in banks. Money is credited within 24 hours after receiving approval.
  • High approval level. When it relates to small amounts, a positive decision comes up 98%.
  • Availability. Banks offer more stringent requirements on their borrowers. Age limits and bad credit will become barriers to taking out a loan. Lenders are more loyal to borrowers. The presence of minor delays and a low credit rating does not guarantee rejection.

What data to fill out in the application? - General Info

To leave an application, every customer should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling out an application, submit it and recieve the decision.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

If you are refused a loan at bank, the reason may be a bad credit history. This is a factor taken into account when deciding to take out a loan. Microfinance organizations do not consider this factor the only one to issue a loan in Cleveland, New York. The lending company will assess many points to qualify such as solvency. Payday loans will be a way to improve your bad credit score into a favorable one.

The following general points will be rated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

This calculator is intended to calculating the annual percentage rate. This is a definite cost of the loan.

APR Calculator

Other Payday Lenders in Cleveland, Ohio

CheckSmart

801 Lexington-Springmill Rd N, Mansfield, OH 44906, USA

+1 (419) 528-1315

www.ccfi.com

Advance America

836 S Main St, Bowling Green, OH 43402, USA

+1 (419) 353-9111

www.advanceamerica.net

Edward Jones - Financial Advisor

2318 Washington Blvd, Belpre, OH 45714, USA

+1 (740) 401-0943

www.edwardjones.com

The Park National Bank

3 N Main St, Mansfield, OH 44902, USA

+1 (419) 525-8700

parknationalbank.com

First Place Bank

351 Main St, Grafton, OH 44044, USA

+1 (440) 926-2191

American Loan

600 Tiffin Ave, Findlay, OH 45840, USA

Directions Credit Union

3321 Briarfield Blvd, Maumee, OH 43537, USA

+1 (419) 794-0100

directionscu.org

Huntington Bank

141 N Main St, North Baltimore, OH 45872, USA

+1 (419) 257-2461

www.huntington.com

Walmart Money Center

4000 Red Bank Rd, Cincinnati, OH 45227, USA

+1 (513) 351-9818

www.walmart.com

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