Welcome to Our Online Loan Referral Service

3.8 15 reviews
Loan agency in Lakewood, Ohio

1508 W 117th St, Lakewood, OH 44107, USA
15 years in business
+1 (216) 226-4066
www.ccfi.com
Thursday
9AM–7PM
Friday
9AM–7PM
Saturday
9AM–5PM
Sunday
(Easter)
Closed
Monday
9AM–7PM
Tuesday
9AM–7PM
Wednesday
9AM–7PM

Domain Info

Created Date

2002-11-23

Mailing Address

P.O. Box 81226, Seattle, WA, 98108-1226, United States

Company Name

On behalf of ccfi.com owner

Whois Privacy Service

Contact Data

[email protected]

+1.2065771368

Feedback about CheckSmart?

Here you read the reviews of our customers.

I issued a loan from CheckSmart 2 times. Paid back successfully, and wanted to issue more, but they approved a smaller loan.

Florence Smith

Unsatisfied! Was declined to take out $1,000. Only $400 was approved.

Nakia Herzog

High interest rate. When paying back a loan, some other interest is credited, when registering online on the site, many problems arise. In general, I do not recommend it. Better find another service.

Mr. Ottis Labadie

100% sly service. They ask for a photo then distribute on the web. They lie that it is approved, so that you sent them a card data and an ID photo.

Nadia Luettgen Jr.

Not very happy with the hidden subscription to medical insurance in the amount of $19. But it turned out to be very easy to solve, by means of customer deprtment.

Ardith Rempel

Unsatisfied! Was declined to borrow $1,000. Only $400 was approved.

Olaf Littel III

Pay Attention

Payday lenders are described in the first three points. Below info offers common information about payday loans.

Payday Loans in Lakewood, New York

A short-term loan is considered as a payday loan. This is a type of a financial product taken out for 2,3 weeks. Available loan amounts range from $100-$1,000.

It is simple and fast to take out payday loans in Lakewood, New York. The rates are accured on an individual basis: if a client repays as much loans as possible, he will be offered one of the most reasonable terms and rates.

APR

25% small loan cap

How will CheckSmart help take out a loan in Lakewood, New York?

  • Day and night service. Night hours are the same business hours for online lenders. You should not visit the chosen lender offline. The funds will be deposited to your credit card.
  • No certificates. It is necessary to satisfy the minimum list of certificates. An ID is one document to have. There is no obligation to provide an income certificate.
  • Online application. Submit an online form with person-related data. It will take some minutes to process the application. The funds are credited in 24 business hours.
  • The approval level is high. Almost 98% of positive decisions are made.
  • Affordability. If you contact a bank for a loan, you won't be sure it will be approved. There are many limits established by banks. Lenders do not pay attention to minor delays and bad credit. You may issue a loan fast and efficient.

What data to fill out in the application? - General Info

To submit an application, every client should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to submit an application and get a decision.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

If you are denied a loan at bank, the cause may be a bad credit history. This is a factor taken into account when deciding to issue a cash advance. Payday lenders do not consider this factor the only one to take out a loan in Lakewood, New York. The lending company will assess many points to qualify such as financial capabilities. Payday loans will be a source to enhance your bad credit score into a favorable one.

The following common points will be rated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

This calculator is meant for calculating the annual percentage rate. This is a real cost of the payday loan.

APR Calculator

Other Payday Lenders in Lakewood, Ohio

Lisa Grassbaugh - Ameriprise Financial Services, LLC

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+1 (330) 276-1046

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Fifth Third Bank & ATM

3 Turtle Creek Drive, Swanton, OH 43558, USA

+1 (419) 825-1181

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Citizens Bank

411 Dover Center Rd, Bay Village, OH 44140, USA

+1 (440) 871-2000

locations.citizensbank.com

Premier Bank

32 State St, Struthers, OH 44471, USA

+1 (330) 755-2141

www.yourpremierbank.com

Edward Jones - Financial Advisor: Ross Brown, AAMS®

480 S Washington St, New Bremen, OH 45869, USA

+1 (419) 629-4248

www.edwardjones.com

Huntington Bank

98 N Main St, Chagrin Falls, OH 44022, USA

+1 (440) 247-0631

www.huntington.com

Fifth Third Bank & ATM

6280 Perimeter Dr, Dublin, OH 43017, USA

+1 (614) 792-7921

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Cashland

101 N Sandusky Ave, Bucyrus, OH 44820, USA

+1 (419) 563-2842

www.cashamerica.com

Walmart Money Center

1840 E US Hwy 36, Urbana, OH 43078, USA

+1 (937) 653-5313

www.walmart.com

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