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3 reviews
Loan agency in Miamisburg, Ohio

53 N Springboro Pike, Miamisburg, OH 45342, USA
+1 (844) 335-5099

Feedback about Loan By Phone?

Here you get acquainted with the feedback of our customers.

Loan By Phone applied for a loan secured by a car for the first time, I liked everything very much. Fast and friendly service, clear terms of the agreement. I will recommend you to my family and friends.

Cordie Parker

Only an ID is needed to apply. Was on a business trip and needed extra money, it turns out that you can credit your personal bank card safely, and most importantly, quickly. Recommend!

Armani Willms

Thanks to the team of Loan By Phone. Fast solution of the arisen issues, quick approval on the cash advance. I definitely recommend this company.

Ellsworth Hartmann

Pay Attention

Above there are details about a exact lender. Below every user may grapple with the essence of payday loans.

Payday Loans in Miamisburg, Ohio

Payday loans are a type of loans taken out by payday lending company to individuals for a short period of time - usually several weeks. It is taken out a small amount: $100-$1,000.

Payday loans in Miamisburg, Ohio are taken out hassle-free. The interest rate is conditional on the borrower's personal information: if you repay more payday loans, the more efficient terms and rates payday lending companies offer.

APR

28%

Max Loan

$1,000

Min Term

91 days

Max Term

1 year

How will Loan By Phone help issue a payday loan in Miamisburg, Ohio?

  • Round the clock service. Every borrower may contact the service round the clock. The borrowed money will be credited to bank account. You won't be asked to attend any department.
  • No certificates required. The list of certificates to get an approval is minimum. You need only an ID. A income certificate is not required.
  • Online form. You have to fill out an online application only. It will be processed in a matter of minutes. The funds are transferred in 24 business hours.
  • Fast and high approval rate. The positive answer counts almost 98%.
  • Accessibility. Not all clients are able to take out a loan at banks. Age and bad credit may prevent from taking out a loan. Minor delays and bad credit won't be an obstacle to take out a cash advance from online lenders.

What data to fill in in the application? - General Info

To submit an application, every borrower should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a borrower should submit an application to get a proposal from one of lending companies.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

Bad credit history is a adverse factor that is taken into account by financial institutions. Lenders in Miamisburg, oh consider this circumstance not an obstacle to take out a loan. The borrower of a cash advance should be prepared to objectively assess financial abilities, take out a loan, pay off the debt on time and not only cope with current difficulties, but improve the credit score.

The following general points will be rated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The annual percentage rate will define the cost of the loan. It takes seconds to see the result.

APR Calculator

Other Payday Lenders in Miamisburg, Ohio

First Financial Bank

160 Berkeley Dr, Hamilton, OH 45013, USA

+1 (513) 737-8616

www.bankatfirst.com

Brewster Federal Credit Union

105 Wabash Ave S, Brewster, OH 44613, USA

+1 (330) 767-4345

www.brewsterfcu.org

Chase Bank

15 Springwood Dr, Springboro, OH 45066, USA

+1 (937) 748-0383

locator.chase.com

Huntington Bank ATM

Geneva, OH 44041, USA

www.huntington.com

Durkin Loan

755 Boardman-Canfield Rd d1, Youngstown, OH 44512, USA

+1 (330) 782-2274

MoneyGram

1880 S Maple Ave, Fairborn, OH 45324, USA

+1 (937) 879-0791

locations.moneygram.com

Woodforest National Bank

2925 Glendale Ave, Toledo, OH 43614, USA

+1 (419) 382-4130

www.woodforest.com

Huntington Bank

734 Ohio Pike, Cincinnati, OH 45245, USA

+1 (513) 752-4342

www.huntington.com

Advance Check Cashing

3700 Mahoning Ave # C, Youngstown, OH 44515, USA

+1 (330) 792-3773

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