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5 reviews
Loan agency in Minerva, Ohio

1170 Alliance Rd NW, Minerva, OH 44657, USA
+1 (330) 868-0886

What people think about VRS Hometown Loans?

Below you get acquainted with some of the reviews of our clients.

I took out a loan from VRS Hometown Loans twice. Paid back all my loans on schedule. Last week wanted to borrow more, but they approved me for only $500 ???

Jillian Kris

I took loans from VRS Hometown Loans 2 times. Previously it was ok. Last time they said I was approved. Promised the money would be in my account within 5 hours. It’s been three days – no funds. They do not answer phone calls. Why???

Abigail Rosenbaum

Wasted too much efforts with this organization. They charge sky high rates! Seek elsewhere

Richmond Wisozk

The site does not work so I can not apply for the loan…

Mrs. Maryse Frami DVM

Important

Below you can see general information about payday loans and their common characteristics.

Payday Loans in Minerva, New York

A payday loan is a short-term loan that can help you deal with emergency cash needs until you get your next paycheck. Available amounts typically range from $100 to $1,000.

It is easy and fast to get accepted for payday loans in Minerva, New York. The APR will be set specifically for each client and will depend on the personal data the client filled in.

APR

25% small loan cap

Why people apply for cash advances?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

Having a poor credit score automatically disqualifies people from getting a bank loan. Payday loans give consumers with a bad credit score an increased chance to get accepted for short-term loans. A payday loan may be the only loan available for some borrowers to help them cover urgent expenses. If you take out such a loan, it is relevant that you always borrow within your budget and repay your loan commitments on scheduled.

To get approved for a payday loan, you must meet the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

If you are going to apply for a loan, you can use an online calculator. It will show the definite APR of your cash advance.

APR Calculator

Other Payday Lenders in Minerva, Ohio

Woodforest National Bank

5821 Central Ave, Toledo, OH 43615, USA

+1 (419) 531-1428

www.woodforest.com

OneMain Financial

5215 Monroe St, Toledo, OH 43623, USA

+1 (419) 843-4208

www.onemainfinancial.com

Fifth Third Bank & ATM

11005 Kinsman Rd, Cleveland, OH 44104, USA

+1 (216) 912-2656

locations.53.com

First National Bank

1820 Broadway St, Stockport, OH 43787, USA

+1 (740) 559-2191

www.first-national.com

ATM (Huntington National Bank)

101 N Elizabeth St # 506, Lima, OH 45801, USA

www.huntington.com

Huntington Bank

36 W Jefferson St, Jefferson, OH 44047, USA

+1 (440) 576-2552

www.huntington.com

Eagle Loan Company

5460 Youngstown Warren Rd, Niles, OH 44446, USA

+1 (330) 299-4222

www.eagle.com

Peoples Bank

332 2nd St, Marietta, OH 45750, USA

+1 (740) 374-6128

locations.peoplesbancorp.com

First Federal Savings & Loans

1392 Warren Rd, Cleveland, OH 44107, USA

+1 (216) 227-0085

ffl.net

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