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3.5 4 reviews
Loan agency in North Ridgeville, Ohio

34441 Center Ridge Rd, North Ridgeville, OH 44039, USA
+1 (440) 328-8638

Feedback about Ohio Auto Loan Services, Inc.?

Here you get acquainted with the reviews of our clients.

A good payday lender. The company quickly processed the application and credited the funds to my credit card.

Prof. Jerald Turcotte

Yesterday I needed money, I decided to contact Ohio Auto Loan Services, Inc.. They quickly approved the amount required, and besides, they offered good terms at a low interest rate.

Shanny Mante

Ohio Auto Loan Services, Inc. applied for a payday loan secured by a car for the first time, I liked everything very much. Fast and friendly service, fair terms of the agreement. I will recommend you to my family and friends.

Lisandro Terry

Pay Attention

Above-shown info offers the details about a exact lender. Below-shown info is oriented on general information about payday loans.

Payday Loans in North Ridgeville, Ohio

The financial product called as a payday loan is issued for a short-term: 2-3 weeks. $100-$1,000 is taken out for clients.

Payday loans in North Ridgeville, Ohio are issued problem-free. The interest rate depends on the borrower's person-related information: if you pay off more payday loans, the more favorable terms and rates lenders guarantee.

APR

28%

Max Loan

$1,000

Min Term

91 days

Max Term

1 year

How will Ohio Auto Loan Services, Inc. help issue a loan in North Ridgeville, Ohio?

  • 24/7 service. Such Internet services allow you to deposit funds at any time. Money are taken out around the clock. The transfer will be sent to a account, so a personal visit to the department is not required.
  • No paperwork. The list of required documentation is minimal. In most cases, an ID is sufficient. You do not need to provide a certificate of income.
  • Online application. The application is filled out and considered much faster than in banks. Money is transferred in a mtter of 24 hours after receiving approval.
  • High approval rate. When it relates to small amounts, a positive answer comes up 98%.
  • Availability. Banks provide loans at more stringent requirements on their customers. Age restrictions and bad credit will become barriers to taking out a loan. Lenders are more loyal to customers. The presence of minor delays and a bad credit does not guarantee rejection.

What data to fill in in the application? - General Info

To submit an application, every client should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling out an application, submit it and recieve the decision.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

Bad credit history if one of causes to refuse the loan. Microfinance organizations do not consider this factor the only one to issue a loan in North Ridgeville, Ohio. They rate many other factors before issuing a payday loan. One of them is financial capabilities. This is a way to improve your credit score.

The following common points will be rated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

This calculator serves to calculating the annual percentage rate. This is a definite cost of the payday loan.

APR Calculator

Other Payday Lenders in North Ridgeville, Ohio

Pickaway County Banking Center

26 E Main St, Ashville, OH 43103, USA

+1 (740) 983-2514

www.vcnbfamily.com

Top Flite Financial, Inc

24 N Front St, Burbank, OH 44214, USA

+1 (800) 347-7973

www.tffbuckeyes.com

Croghan Colonial Bank

11 Monroe St, Monroeville, OH 44847, USA

+1 (419) 465-2596

www.croghan.com

Andover Bank

339 State St, Conneaut, OH 44030, USA

+1 (440) 593-6595

www.andover.bank

Westfield Bank

4015 Medina Rd, Medina, OH 44256, USA

+1 (800) 368-8930

westfield-bank.com

ATM (Key Bank)

333 N Summit St, Toledo, OH 43604, USA

www.key.com

U.S. Bank ATM - Branch Hill Guinea Pike Kroger

6388 Branch Hill-Guinea Pike, Loveland, OH 45140, USA

+1 (800) 872-2657

usbank.com

Harrison Building & Loan Association

114 N Walnut St, Harrison, OH 45030, USA

+1 (513) 367-4874

www.bankhbl.com

KeyBank

18 W Main St, Amelia, OH 45102, USA

+1 (513) 753-4657

www.key.com

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