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Feedback about Directions Credit Union?
Here you read the feedback of our customers.
Both of us recommend Directions Credit Union to any person with banking needs.
Mrs. Mozell Toy
Never answer the phone and rude employees.
Geoffrey Schneider I
Got one question answered then hung up on.
Jaqueline Rohan
This is not a restaurant and im pretty sure they get at least minimum wage.
Jude Wintheiser
He was very kind & professional.
Jayden Morar
Wonderful experience.
Mrs. Santina Auer Sr.
Good service but you charge too much!
Donald Dickens
Pay Attention
Above there are details about a certain lender. Below every reader may get acquainted with the essence of payday loans.
Payday Loans in Shelby, North Carolina
A short-term lending option is considered as a payday loan. This is a kind of a financial product issued for several weeks. Accessible loan amounts vary from $100-$1,000.
This financial product in Shelby, North Carolina is issued easily and quickly. The interest rate is defined depending on the category of the client: the more loans are successfully paid back, the more favorable terms will be offered to you.
APR
36% APR small loan cap
How will Directions Credit Union help issue a loan in Shelby, North Carolina?
- Day and night service. Night hours are the same working for online payday lenders. You should not attend the chosen lender offline. The funds will be deposited to your card.
- No certificates. It is necessary to satisfy the minimum list of certificates. An ID is one document to have. There is no obligation to provide an income certificate.
- Online application. Submit an online form with personal data. It will take several minutes to process the form. The money are transferred in 24 business hours.
- The approval level is high. Almost 98% of positive decisions are made.
- Affordability. If you address a bank for a loan, you won't be sure it will be approved. There are many limits established by banks. Lenders do not pay attention to minor delays and bad credit. You may take out a loan fast and efficient.
What data to fill in in the application? - General Info
To submit an application, every borrower should fill in the following data:
Then a borrower should submit an application to get an offer from one of lending companies.
Why people take out payday loans?
70%
Utility Bills80%
Healthcare Bills60%
Traveling20%
Car Repair30%
Clothes
What data to fill in in the application? - General Info
One of the cause of refusal for a loan is a bad credit history. This factor is estimated by microfinance organizations before taking out a loan. But banks almost 100% refuse the application when lenders in Shelby, nc will assess other aspects like financial capabilities and approve a loan. This is a way to improve your credit score.
The following general points will be rated before applying for a payday loan:
- be at least 18 years old;
- be a U.S. citizen;
- be employed and have a reliable source of income;
- have a checking account;
- have a valid email address and phone number.
Rate Your Credit Score
300
579
- No way to issue a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans incl. mortgage
Rate your APR
If you need to find out the annual percentage rate of the payday loan, you are welcome to utilize the calculator. It will determine the cost of the cash advance.
APR Calculator
Other Payday Lenders in Shelby, Ohio
Lendmark Financial Services LLC
2020 August Dr, Ontario, OH 44906, USA
+1 (419) 529-5666
www.lendmarkfinancial.com
Kroger Money Services
910 Hebron Rd, Heath, OH 43056, USA
+1 (740) 522-8338
moneyservices.kroger.com
Peoples Bank
556 Wheeling Ave, Cambridge, OH 43725, USA
+1 (740) 439-0831
locations.peoplesbancorp.com
