2001-03-07
Below you read some of the opinions of our customers.
Unhappy client! Was declined for no reason. My credit was average.
Crazy APR. Had to pay really A LOT. Read the contract carefully before accepting the terms and rates. Had too many problems. Client service was unsatisfactory too. The lady in the office was very rude. Not recommended. Better search for another lender.
Interest too high. People usually take cash advances because they’re having a bad time. These loans put you further into debt. Maybe they should lower their interest rates a little…
I took loans from Farmers Savings Bank many times. Previously it was ok. Last time they said I was eligible. Said the money would be in my account within 7 hours. It’s been 2 days – no funds. They do not answer phone calls. Why???
The above-given information provides the details about a peculiar company. The information below is about general information about payday loans.
A payday loan is a small, short-term loan that's meant to be repaid with the borrower's next paycheck. Amounts typically range from $100 to $1,000.
Payday loans are the easiest loans to qualify for in Spencer, New York. The entire process is easy. They are issued immediately and come with individual interest rate. It will be influenced by the borrower’s personal information.
25% small loan cap
Having a bad credit score automatically disqualifies applicants from getting a bank loan. Payday loans give people with a poor credit score an increased opportunity to get accepted for short-term loans. A payday loan may be the only option available for some individuals to help them deal with unexpected problems. If you take out such a loan, it is relevant that you always borrow within your means and pay off your loan commitments as agreed in the contract.
To get approved for a loan, you have to comply with the following requirements: