Welcome to Our Online Loan Referral Service

3.2 13 reviews
Loan agency in Springfield, Ohio

2600 E Main St, Springfield, OH 45503, USA
10 years in business
+1 (937) 325-4000
www.ccfi.com
Thursday
8AM–8PM
Friday
8AM–8PM
Saturday
8AM–8PM
Sunday
11AM–4PM
Monday
8AM–8PM
Tuesday
8AM–8PM
Wednesday
8AM–8PM

Domain Info

Created Date

2002-11-23

Mailing Address

P.O. Box 81226, Seattle, WA, 98108-1226, United States

Company Name

On behalf of ccfi.com owner

Whois Privacy Service

Contact Data

[email protected]

+1.2065771368

Feedback about CheckSmart?

Here you see the reviews of our customers.

The staff is extremely friendly and knowledgeable.

Waldo Emard V

And they will work with you if you are willing to work with them.

Izaiah Kunde

Their service is quick, rates are reasonable, great atmosphere.

Dr. Dawson Douglas I

The food selection is pretty good... for a gas station!

Dr. Orval McDermott DDS

Friendly staff always

Sigurd Stokes

Pay Attention

Further there will be given the details about not a definite lending company. The information below will tell about general information about payday loans and its specific aspects.

Payday Loans in Springfield, Massachusetts

Payday loan is taken out for a short period: 2-3 weeks. The offered loan amounts are $100-$1,000.

Payday loans in Springfield, Massachusetts are taken out hassle-free. The interest rate is conditional on the client's personal data: if you repay more payday loans, the more reasobanle terms and rates lenders guarantee.

APR

23% small loan cap

How will CheckSmart help take out a loan in Springfield, Massachusetts?

  • 24/7 service. Such Internet services allow you to receive funds at any time. Funds are taken out around the clock. The deposit will be sent to a credit card, so a personal visit to the office is not necessary.
  • No paperwork. The list of required documents is minimal. In most cases, an ID is sufficient. You do not need to send a certificate of income.
  • Online application. The application is filled out and considered much faster than in banks. Money is transferred within 24 hours after receiving approval.
  • High approval rate. When it concerns to small amounts, a positive answer comes up 98%.
  • Availability. Banks offer more stringent requirements on their customers. Age limits and bad credit will become barriers to taking out a loan. Payday lenders are more loyal to borrowers. The presence of minor delays and a low score does not guarantee denial.

What data to fill in in the application? - General Info

To leave an application, every borrower should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a customer should submit an application to get an offer from one of lenders.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

A adverse factor processed by financial institutions is called as bad credit history. But this hindrence is not reviewed as the only one by microfinance organizations to take out a loan. The lending company process many aspects such as financial abilities to approve the request. Payday loans in Springfield, Massachusetts may help improve your credit rating.

The following general points will be assessed before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you need to find out the annual percentage rate of the loan, you are welcome to use the calculator. It will define the cost of the payday loan.

APR Calculator

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