Welcome to Our Online Loan Referral Service

3.4 8 reviews

1 N Myrtle Ave, Willard, OH 44890, USA
+1 (888) 508-2228
directionscu.org
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM
Friday
9AM–5PM
Saturday
9AM–12PM
Sunday
Closed

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Feedback about Directions Credit Union?

Here you get acquainted with the reviews of our customers.

Friendly staff are always ready to help with your financial needs.

Neha Mayert

Great customer service thank you Social Security department !

Luis Barrows

For yrs I had a problem with Bill Pay.

Mrs. Whitney Feeney

Great people do a fantastic job .

Mireya Johnson III

What a scam, completely unprofessional!!!

Audrey Volkman

I cancelled at noon for an appt I had at 4 because I had to work over today.

Aliya Rath

Pay Attention

Above-shown info provides the details about a exact lender. Below-defined info is oriented on general information about payday loans.

Payday Loans in Willard, New York

A short-term loan is known as a payday loan. This is a type of a financial product taken out for 2,3 weeks. Accessible loan amounts are from $100-$1,000.

Payday loans in Willard, New York are taken out problem-free. The interest percentage depends on the client's personal data: if you cover obligations for more payday loans, the more reasobanle terms and rates payday lending companies guarantee.

APR

25% small loan cap

How will Directions Credit Union help issue a payday loan in Willard, New York?

  • 24/7 service. Such online services allow you to credit funds at any time. Money are taken out around the clock. The deposit will be sent to a account, so a personal visit to the department is not required.
  • No paperwork. The list of required certificates is minimal. In most cases, an ID is needed. You do not need to provide a certificate of income.
  • Online application. The application is filled in and reviewed much faster than in banks. Money is deposited within 24 hours after receiving approval.
  • High approval level. When it concerns to small amounts, a positive decision comes up 98%.
  • Availability. Banks impose more stringent requirements on their customers. Age restrictions and bad credit will become barriers to taking out a loan. Lenders are more loyal to customers. The presence of minor delays and a low credit rating does not guarantee denial.

What data to fill out in the application? - General Info

To submit an application, every client should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to submit an application and get a deal.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

Bad credit history if one of reasons to refuse the loan. Payday lenders do not consider this factor the only one to take out a loan in Willard, New York. They estmate many other factors before taking out a payday loan. One of them is payment abilities. This is a way to enhance your credit score.

The following common points will be assessed before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

This calculator is meant for calculating the annual percentage rate. This is a real cost of the loan.

APR Calculator

Other Payday Lenders in Willard, Ohio

Osgood Bank

275 Main St, Osgood, OH 45351, USA

+1 (419) 582-2681

www.osgoodbank.com

Park National Bank: Wooster Office

2148-G, Eagle Pass, Wooster, OH 44691, USA

+1 (330) 462-7030

parknationalbank.com

New Horizons Credit Union

209 E Forest Ave, South Lebanon, OH 45065, USA

+1 (513) 204-1519

www.newhorizonscu.com

Huntington Bank ATM

173 W Lorain St, Oberlin, OH 44074, USA

+1 (800) 480-2265

www.huntington.com

Bob Stammen Financial Services

393 N Eastern Ave, St Henry, OH 45883, USA

+1 (419) 763-1776

Consumers National Bank - Malvern

4070 Alliance Rd NW, Malvern, OH 44644, USA

+1 (330) 915-3413

www.consumersbank.com

Huntington Bank

445 Western Ave, Chillicothe, OH 45601, USA

+1 (740) 773-2251

www.huntington.com

Antwerp Exchange Bank

102 N Main St, Payne, OH 45880, USA

+1 (419) 263-2705

www.antwerpexchangebank.com

The Payday Light

Smithville Rd, Dayton, OH 45420, USA

+1 (937) 203-1361

firstchoicepaydayloans.com

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