Welcome to Our Online Loan Referral Service

2.3 10 reviews

6000 Mahoning Ave, Austintown, OH 44515, USA
+1 (440) 266-2200
www.cardinalcu.com
Friday
9AM–6PM
Saturday
9AM–1PM
Sunday
(Easter)
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
Closed
Thursday
9AM–5PM

Domain Info

Created Date

2001-08-14

Mailing Address

Company Name

Contact Data

Feedback about Cardinal Credit Union - Austintown Branch?

Here you read the feedback of our customers.

You can’t deposit through an ATM, the app is not set up to make payments.

Layne Tromp

They have never even answered their phone!

Deron Becker

Bad customer service.

Prof. Stevie Cassin

Pay Attention

Further there will be presented the details about not a definite lending company. The information below will define common information about payday loans and its specific features.

Payday Loans in Youngstown, New York

Payday loan is taken out for a short term: 2-3 weeks. The offered loan amounts are $100-$1,000.

Such financial products as payday loan in Youngstown, New York is taken out easily and quickly for a short time span: 2-3 weeks. The interest rates are set on an individual basis relative to the personal data: the more payday loans you pay back off, the more favorable rates a borrower will recieve.

APR

25% small loan cap

How will Cardinal Credit Union - Austintown Branch help issue a payday loan in Youngstown, New York?

  • Round the clock service. Every customer may address the service at any time of the day and night. The borrowed money will be credited to account. You won't be asked to attend any store.
  • No certificates required. The list of certificates to get an approval is minimum. You need only an ID. A income certificate is not required.
  • Online application. You have to fill out an online application only. It will be reviewed within minutes. The money are credited in 24 business hours.
  • Fast and high approval level. The positive answer counts almost 98%.
  • Accessibility. Not all customers are able to issue a loan at banks. Age and bad credit may prevent from taking out a loan. Minor delays and bad credit won't be an obstacle to take out a cash advance from online lenders.

What data to fill in in the application? - General Info

To leave an application, every borrower should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling in an application, submit it and get the decision.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

Bad credit history if one of reasons to deny the loan. Microfinance organizations do not consider this factor the only one to take out a loan in Youngstown, New York. They estmate many other factors before taking out a loan. One of them is payment abilities. This is a way to enhance your credit history.

The following general points will be rated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

This calculator is intended to calculating the annual percentage rate. This is a exact cost of the payday loan.

APR Calculator

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Citizens Bank

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Edward Jones - Financial Advisor: Martin A Zofko, AAMS®

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+1 (330) 856-9665

www.edwardjones.com

Citizens Bank ATM

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+1 (330) 558-0570

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Huntington Bank

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+1 (740) 369-6511

www.huntington.com

Aur Group Financial CU

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Huntington Bank

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