Welcome to Our Online Loan Referral Service

4.3 6 reviews

201 W Main St, Cyril, OK 73029, USA
+1 (580) 464-2277
www.bankfnbt.com
Friday
8AM–6PM
Saturday
8AM–12PM
Sunday
(Easter)
Closed
Monday
8AM–4PM
Tuesday
8AM–4PM
Wednesday
8AM–4PM
Thursday
8AM–4PM

Domain Info

Created Date

2002-10-21

Mailing Address

PO BOX 1130, CHICKASHA, OK, 73023-1130, United States

Company Name

First National Bank and Trust Co

First National Bank and Trust Co

Contact Data

[email protected]

+1.4055743734

+1.4052225053

What people think about The First National Bank & Trust Co.?

Below you find some of the testimonials of our customers.

Online application. I only entered an ID and a bank account. Immedaite processing. The first time I was accepted for $400 only. Hope the limit will be more next time. Interest rate is fair. Paid off the debt . If desired, the term can be also extended.

Shaun Fay

Many thanks to The First National Bank & Trust Co.. I recently had some problems with repaying my mortgage and they approved me for a payday loan. Best lender! Managed to deal with my problems and signed with relief.

Herminia Bartoletti

I was embarrassed to borrow from my family so I decided to apply for a cash advance via The First National Bank & Trust Co.. Found them online and the user reviews were great I have already applied twice and every time I was eligible within an hour. Very happy.

Mrs. Alicia Herzog

They approve applicants instantly and transfer funds the next day. But be careful – they charge high penalties for missed payments. You’d better be a responsible borrower! Do not repeat my inaccuracy!

Romaine Keebler

Important

Below you can review general information about payday loans and their common characteristics.

Payday Loans in Cyril, Oklahoma

A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be repaid + interest as soon as you get your next paycheck. Terms usually do not exceed 4 weeks.

Online cash advance loans can be the right solution to your short-term financial difficulties in Cyril , Oklahoma because they are easily obtained and easily repaid. Your APR will depend on your state law or on the company's policy.

APR

207% APR (17% monthly)

Max Loan

$1,500

Min Term

60 days (2 months)

Max Term

365 days (12 months)

Why people apply for payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

Having a poor credit score automatically disqualifies applicants from getting a bank loan. Payday loans give consumers with a bad credit rating an increased chance to get accepted for short-term loans. A payday loan may be the only financial product available for some individuals to help them deal with unexpected problems. If you take out such a loan, it is important that you always borrow within your budget and repay your loan commitments in good time.

To get accepted for a loan, you have to comply with the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

If you are going to apply for a payday loan, you can use an online calculator. It will show the real APR of your loan.

APR Calculator

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