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5 8 reviews
Loan agency in El Reno, Oklahoma

1627-B E Hwy 66, El Reno, OK 73036, USA
+1 (405) 422-3586
www.advanceamerica.net

Domain Info

Created Date

1999-08-09

Mailing Address

South Carolina, United States

Company Name

AARC, LLC.

AARC, LLC.

Contact Data

Feedback about Advance America?

Here you get acquainted with the feedback of our clients.

Minimum application form, only an ID was required. Very quick processing. The first loan was given with a limit of $500 at favorable rate, so far it has been paid back on time, it can be either extended or paid off ahead of schedule.

Prof. Rhea Herman V

Advance America seemed to me the safe. At least no insurance and extra fees. There are no discounts for regular clients. When paying back a debt, a transfer fee is not taken, although this is a bonus.

Greta Nitzsche

I have a problem with paying off a loan at another banking institution. It is inconvenient to borrow from friends. Therefore, I decided to contact Advance America. They really helped out.

Jade Roberts

Advance America is quite fair, I will explain: the first payday loan, the limit is increased gradually. It is subject to repayment on schedule. The managers in those customer department are adequate, they gave clear answers to my questions. There were no delays. And the interest rate is like everywhere else.

Pattie Sipes

Advance America seemed to me the safe. At least no insurance and extra fees. There are no discounts for regular clients. When repaying a debt, a transfer fee is not taken, although this is a bonus.

Nikolas Schoen PhD

Pay Attention

Further there will be shown the details about not a definite lending company. The information below will tell about general information about payday loans and its specific elements.

Payday Loans in El Reno, Oklahoma

A short-term lending option is considered as a payday loan. This is a kind of a financial product taken out for 2,3 weeks. Accessible loan amounts are from $100-$1,000.

Payday loans in El Reno, Oklahoma are taken out problem-free. The interest rate depends on the client's person-related data: if you repay more payday loans, the more favorable terms and rates payday lending companies guarantee.

APR

207% APR (17% monthly)

Max Loan

$1,500

Min Term

60 days (2 months)

Max Term

365 days (12 months)

How will Advance America help issue a loan in El Reno, Oklahoma?

  • Day and night service. Night hours are the same business hours for online payday lenders. You should not visit the chosen payday lender offline. The funds will be transferred to your bank account.
  • No certificates. It is necessary to meet the minimum list of certificates. An ID is one document to have. There is no obligation to provide an income certificate.
  • Online application. Submit an online form with personal data. It will take some minutes to review the form. The money are deposited in 24 business hours.
  • The approval rate is high. Almost 98% of positive decisions are made.
  • Affordability. If you contact a bank for a loan, you won't be sure it will be approved. There are many limits established by banks. Payday lenders do not pay attention to minor delays and bad credit. You may issue a loan fast and efficient.

What data to fill out in the application? - General Info

To submit an application, every borrower should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to submit an application and recieve an offer.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

If you are refused a loan at bank, the cause may be a bad credit history. This is a factor taken into account when deciding to issue a loan. Payday lenders do not consider this factor the only one to take out a loan in El Reno, Oklahoma. The lending company will estimate many points to qualify such as solvency. Cash advance will be a way to enhance your bad credit score into a favorable one.

The following general points will be assessed before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you are going to issue a payday loan, you should calculate its real cost. This calculator will show the annual percentage rate of the loan.

APR Calculator

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Fast Money

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Check `n Go

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Credit Union Service Centers

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