Welcome to Our Online Loan Referral Service

2.8 4 reviews

1504 W 3rd St, Elk City, OK 73644, USA
+1 (580) 225-7200
www.ibc.com
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM
Friday
9AM–5PM
Saturday
Closed

Domain Info

Created Date

1990-06-05

Mailing Address

Company Name

Contact Data

Feedback about IBC Bank?

Here you see the feedback of our clients.

I recommend her service to anyone wishing to purchase a home.

Mr. Javon Hammes MD

They serve Freddie mac and Fanny may that have both honored deferments.

Gay Hand

I highly recommend you run from this mortgage company!

Prof. Thora Schroeder DVM

Helps and explains everything you need to know while she’s filing your taxes!

Maybell Schaefer

This place is very welcoming!

Virginie Lesch

Always a great experience!

Emmie Strosin

Very professional and very fast services not wait!!

Chance Hintz

Raven was wonderful, super friendly and a professional at assisting me.

Alize McKenzie

Her customer service was outstanding!!

Cullen Roob

Pay Attention

Above-defined info offers the details about a exact lender. Below-shown info is oriented on common information about payday loans.

Payday Loans in Elk City, Kansas

The financial product called as a payday loan is taken out for a short-term: 2-3 weeks. $100-$1,000 is approved for clients.

This financial product in Elk City, Kansas is issued easily and fast. The interest rate is set depending on the category of the customer: the more loans are successfully paid back, the more favorable terms will be guaranteed to you.

APR

391%*

Max Loan

$500

Min Term

7 days

Max Term

30 days

How will IBC Bank help take out a loan in Elk City, Kansas?

  • 24/7 operation. Such online services allow you to deposit funds at any time. Money are taken out around the clock. The deposit will be sent to a bank account, so a personal visit to the office is not necessary.
  • No paperwork. The list of required papers is minimal. In most cases, an ID is needed. You do not need to provide a certificate of income.
  • Online application. The application is filled in and reviewed much faster than in banks. Money is deposited within 24 hours after receiving approval.
  • High approval rate. When it comes to small amounts, a positive decision comes up 98%.
  • Availability. Banks provide loans at more stringent requirements on their borrowers. Age restrictions and bad credit will become barriers to taking out a loan. Lenders are more loyal to borrowers. The presence of minor delays and a bad credit does not guarantee rejection.

What data to fill in in the application? - General Info

To leave an application, every client should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a customer should submit an application to get a proposal from one of lenders.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

Bad credit history is a negative factor that is processed by financial institutions. Microfinance organizations in Elk City, ks consider this circumstance not a drawback to issue a loan. The client of a payday loan should be prepared to objectively estimate financial capabilities, take out a loan, pay back the debt on time and not only handle current difficulties, but enhance the credit history.

The following general points will be assessed before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

This calculator is intended to calculating the annual percentage rate. This is a real cost of the payday loan.

APR Calculator

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Advance America

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F&M Bank

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