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5 reviews

402 S Main St, Lindsay, OK 73052, USA
+1 (405) 756-3101
aebank.us
Friday
7:30AM–5:30PM
Saturday
Closed
Sunday
(Easter)
Closed
Monday
7:30AM–4PM
Tuesday
7:30AM–4PM
Wednesday
7:30AM–4PM
Thursday
7:30AM–4PM

Domain Info

Created Date

2007-05-09

Mailing Address

PO Box 184, Lindsay, OK, 73052, United States

Company Name

Darryl Arter

Ideal Services

Contact Data

[email protected]

+1.4057565475

What people think about American Exchange Bank?

Below you get acquainted with some of the opinions of our customers.

Unsatisfied borrower! Was denied for no reason. My credit was average.

Ms. Kaylah Torphy

I took loans from American Exchange Bank many times. Previously it was ok. Last time they said I was accepted. Said the funds would be in my account within 6 hours. It’s been 2 days – no funds. They do not answer phone calls. Why???

Bridgette Willms

Interest too high. People usually take cash advances because they’re having a hard time. These loans put you further into debt. Maybe they should lower their APR a little…

Laney Monahan

I got payday loan from American Exchange Bank twice. Paid off all my loans successfully. Yesterday wanted to borrow more, but they approved me for only $400 ???

Eva Murazik

Pay Attention

The above-given information provides the details about a certain lending service. The information below is about general information about payday loans.

Payday Loans in Lindsay, Montana

A payday loan is a small, short-term loan that's meant to be repaid with the borrower's next paycheck. Amounts typically range from $100 to $1,000.

It is simple and fast to get accepted for payday loans in Lindsay, Montana. The interest rate will be set specifically for each applicant and will depend on the personal information the client filled in.

APR

36% small loan cap

Max Loan

$300

Min Term

14 days

Max Term

31 days

Why people apply for payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

If you have a bad credit history you may still get approved for a payday loan. Such loans are created to help meet the needs of individuals with less than perfect credit scores. There are lenders who may be ready to offer you a payday loan even if you have a poor credit score. You will need a steady income to be eligible for a bad credit payday loan.

To get accepted for a loan, you need to comply with the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

If you are going to take out a payday loan, you can use an online calculator. It will show the precise APR of your cash advance.

APR Calculator

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