Welcome to Our Online Loan Referral Service

3.6 28 reviews

2096 Mission St SE, Salem, OR 97302, USA
+1 (503) 364-7999
www.valleycu.org
Friday
9AM–6PM
Saturday
Closed
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM

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Feedback about Valley Credit Union?

Here you get acquainted with the reviews of our customers.

You and your family are in good hands.

Prof. Merritt Tremblay IV

The staff are amazing!

Trevion Koss

Great Credit Union , happy people and amazing Ms Santa

Rosetta Smith

Pay Attention

The first three points show the certain lender. In other turn, below-specified info makes users get acquainted common information about payday loans.

Payday Loans in Salem, New York

Payday loans are a kind of loans issued by payday lender to individuals for a short period of time - usually 2 to 3 weeks. It is issued a small amount: $100-$1,000.

Such financial products as payday loan in Salem, New York is issued simply and fast for a short period: 2-3 weeks. The interest rates are set on an individual basis relative to the personal data: the more loans you pay back off, the more favorable rates you will recieve.

APR

25% small loan cap

How will Valley Credit Union help issue a payday loan in Salem, New York?

  • Round the clock service. Every customer may contact the service round the clock. The borrowed money will be deposited to bank account. You won't be asked to attend any store.
  • No certificates required. The list of certificates to get an approval is minimum. You need only an ID. A income certificate is not required.
  • Online request. You have to fill in an online application only. It will be reviewed within minutes. The money are credited in 24 business hours.
  • Fast and high approval rate. The positive offer counts almost 98%.
  • Accessibility. Not all clients are able to take out a loan at banks. Age and bad credit may prevent from taking out a loan. Minor delays and low credit rating won't be an obstacle to issue a payday loan from online lenders.

What data to fill out in the application? - General Info

To leave an application, every client should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to submit an application and get a deal.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

One of the cause of refusal for a loan is a bad credit history. This factor is assessed by microfinance organizations before taking out a loan. But banks almost 100% refuse the application when lenders in Salem, ny will assess other aspects like payment abilities and approve a loan. This is a way to improve your credit history.

The following common points will be estimated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The calculator clarifies the cost of the loan known as APR.

APR Calculator

Other Payday Lenders in Salem, Oregon

United Finance

18431 SE McLoughlin Blvd, Milwaukie, OR 97267, USA

+1 (503) 238-6495

www.unitedfinance.com

Citizens Bank

333 High St NE Library Development, Salem, OR 97301, USA

+1 (503) 363-0698

www.citizensebank.com

ATM - Umpqua Bank

1377 Mohawk Blvd, Springfield, OR 97477, USA

+1 (541) 726-8111

locations.umpquabank.com

First Interstate Bank

780 NW Garden Valley Blvd Suite 61, Roseburg, OR 97471, USA

+1 (541) 672-7712

locations.firstinterstatebank.com

Quik Payday Loans

301 Union Ave, Grants Pass, OR 97527, USA

Emerald Empire Federal Credit Union

850 Beltline Rd, Springfield, OR 97477, USA

+1 (541) 988-9059

www.registerguardfcu.org

SELCO Community Credit Union

2465 NW Thurman St, Portland, OR 97210, USA

+1 (503) 228-2106

www.selco.org

U.S. Bank Branch

928 SW 5th St, Lincoln City, OR 97367, USA

+1 (541) 994-9155

locations.usbank.com

ATM - Umpqua Bank

1790 NW Garden Valley Blvd, Roseburg, OR 97471, USA

+1 (541) 440-8870

locations.umpquabank.com

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