Domain Info
Created Date
1995-11-25
Mailing Address
California, United States
Company Name
Stearns Lending, LLC
Stearns Lending, LLC
Contact Data
Feedback about Stearns Home Loans - Lancaster, PA?
Here you grapple with the feedback of our clients.
I issued cash advance from Stearns Home Loans - Lancaster, PA 2 times. Paid back successfully, and wanted to issue more, but they approved a smaller loan.
Jerad Smith
Daily spam! I do not have time to block the numbers, so the next day they call from another number.
Rylee Blick
I took out a loan from Stearns Home Loans - Lancaster, PA 2 times. Paid back successfully, and wanted to issue more, but they approved a smaller loan.
Heather Harber I
No matter how much asked for a cash advance. Constantly refused. No idea why?
Sage Brekke
I issued only $100, and they promised the first customers get 0%, the money was credited quickly. When I looked at the contract, it turned out that the overpayment would be 100%. In general, I do not recommend this service, great overpayment.
Carlie Schiller
I contacted Stearns Home Loans - Lancaster, PA 3 times. First, a text indicating "application approved", then "sign the agreement." After signing: You will be transferred the money. And instead of money, excuse me, address the company in a month. Why?
Tatyana Jenkins
Pay Attention
Above there are details about a certain lending company. Below every reader may get acquainted with the essence of payday loans.
Payday Loans in Lancaster, New York
Payday loans are a kind of loans taken out by payday lending company to individuals for a short period of time - usually 2 to 3 weeks. It is issued a small amount: $100-$1,000.
Such financial products as payday loan in Lancaster, New York is issued simply and quickly for a short time span: 2-3 weeks. The interest rates are established on an individual basis concerning on the person-related data: the more loans you pay back off, the more favorable rates a client will recieve.
APR
25% small loan cap
How will Stearns Home Loans - Lancaster, PA help take out a loan in Lancaster, New York?
- Day and night service. Night hours are the same business hours for online payday lenders. You should not visit the chosen payday lender offline. The funds will be deposited to your bank account.
- No certificates. It is necessary to satisfy the minimum list of certificates. An ID is one document to have. There is no obligation to send an income certificate.
- Online application. Submit an online form with customer data. It will take several minutes to review the application. The funds are credited in 24 business hours.
- The approval level is high. Almost 98% of positive decisions are made.
- Affordability. If you contact a bank for a loan, you won't be sure it will be approved. There are many restrictions established by banks. Payday lenders do not pay attention to minor delays and bad credit. You may issue a loan fast and efficient.
What data to fill in in the application? - General Info
To leave an application, every client should enter the following data:
Then you have to submit an application and get a deal.
Why people issue payday loans?
70%
Utility Bills80%
Healthcare Bills60%
Traveling20%
Car Repair30%
Clothes
What data to fill in in the application? - General Info
One of the cause of refusal for a loan is a bad credit history. This factor is estimated by lenders before taking out a loan. But banks almost 100% refuse the application when lenders in Lancaster, ny will assess other aspects like solvency and approve a payday loan. This is a way to improve your credit score.
The following general points will be assessed before applying for a cash advance:
- be at least 18 years old;
- be a U.S. citizen;
- be employed and have a reliable source of income;
- have a checking account;
- have a valid email address and phone number.
Rate Your Credit Score
300
579
- No way to issue a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans incl. mortgage
Rate your APR
This calculator is meant for calculating the APR. This is a definite cost of the payday loan.
APR Calculator
Other Payday Lenders in Lancaster, Pennsylvania
Saint Vincent Federal Credit Union
2314 Sassafras St Suite 100, Erie, PA 16502, USA
+1 (814) 452-5743
www.svefcu.com
Citizens Bank Supermarket Branch
3113 Green Garden Rd, Aliquippa, PA 15001, USA
+1 (724) 857-1782
locations.citizensbank.com
OneMain Financial
1000 Carlisle St #1300, Hanover, PA 17331, USA
+1 (717) 633-9626
www.onemainfinancial.com
