Welcome to Our Online Loan Referral Service

3.7 15 reviews

760 Sans Souci Pkwy, Wilkes-Barre, PA 18706, USA
7 years in business
+1 (570) 820-7881
www.unitedcheckcashing.com
Saturday
10AM–3PM
Sunday
(Easter)
Closed
Monday
9AM–6PM
Tuesday
9AM–6PM
Wednesday
9AM–6PM
Thursday
9AM–7PM
Friday
9AM–7PM

Domain Info

Created Date

1997-03-05

Mailing Address

325 CHESTNUT ST STE 3000, PHILADELPHIA, PA, 19106-2603, United States

Company Name

United Check Cashing

United Check Cashing

Contact Data

[email protected]

+1.2157425555

+1.215-238-9056

Feedback about United Check Cashing?

Here you see the reviews of our clients.

Very friendly staff and great hours

Roslyn Balistreri

Very bad experience.

Carmen Gutkowski

Pay Attention

Above-shown info provides the details about a definite lender. Below-defined info is oriented on shared information about payday loans.

Payday Loans in Wilkes Barre, Pennsylvania

A short-term loan is considered as a payday loan. This is a kind of a financial product taken out for 2,3 weeks. Accessible loan amounts vary from $100-$1,000.

Problem-free financial products are considered as payday loans in Wilkes Barre, pa. They are taken out at individually-set interest rates. They are dependent on personal data. It is also important to repay as much payday loans as possible.

APR

6% APR small loan cap

How will United Check Cashing help issue a payday loan in Wilkes Barre, Pennsylvania?

  • 24/7 operation. Such Internet services allow you to deposit funds at any time. Money are issued day and night. The deposit will be sent to a card, so a personal visit to the store is not required.
  • No paperwork. The list of required papers is minimal. In most cases, an ID is needed. You do not need to provide a certificate of income.
  • Online application. The application is filled out and processed much faster than in banks. Money is credited in a mtter of 24 hours after receiving approval.
  • High approval rate. When it comes to small amounts, a positive answer comes up 98%.
  • Availability. Banks impose more stringent requirements on their customers. Age restrictions and bad credit will become barriers to taking out a loan. Lenders are more loyal to customers. The presence of minor delays and a bad credit does not guarantee denial.

What data to fill in in the application? - General Info

To submit an application, every borrower should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a customer should submit an application to get a proposal from one of lenders.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

Bad credit history is a adverse factor that is taken into account by financial institutions. Lenders in Wilkes Barre, pa review this circumstance not an obstacle to take out a loan. The recipient of a payday loan should be prepared to objectively estimate financial abilities, issue a loan, repay the debt on time and not only cope with current issues, but enhance the credit rating.

The following common points will be estimated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you need to find out the APR of the payday loan, you are welcome to utilize the calculator. It will determine the cost of the loan.

APR Calculator

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