Welcome to Our Online Loan Referral Service

3.7 6 reviews

103 S Morgan Ave, Andrews, SC 29510, USA
+1 (843) 264-3677
www.gkcu.org
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM
Friday
9AM–5:30PM
Saturday
Closed
Sunday
(Easter)
Closed
Monday
9AM–5PM

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Mailing Address

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What people think about Georgetown Kraft Credit Union - Andrews?

Below you find some of the opinions of our customers.

Georgetown Kraft Credit Union - Andrews seems safe. At least they charge no hidden fees. This was the only lender that approved me for a payday loan.

Dr. Willy Bartell DDS

Last week I needed $900 to cover utility bills. I decided to apply via Georgetown Kraft Credit Union - Andrews. They only approved me for $500 but the process itself was hassle-free, and their rates were good.

Boyd Kiehn

Pay Attention

Below you can read general information about payday loans and their common characteristics.

Payday Loans in Andrews, North Carolina

A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be paid off + interest as soon as you get your next paycheck. Terms usually do not exceed 4 weeks.

Payday loans may turn out an easy and fast solution to a short-term problem in Andrews, North Carolina. Loans from payday lenders can get you funds within a few hours. Your APR will depend on several factors.

APR

36% APR small loan cap

Why people apply for cash advances?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

Having a bad credit score automatically disqualifies applicants from getting a bank loan. Payday loans give borrowers with a poor credit score an increased chance to get approved for payday loans. A payday loan may be the only loan available for some consumers to help them cover urgent expenses. If you take out such a loan, it is important that you always borrow within your means and pay back your loan commitments on time.

To get approved for a loan, you must meet the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

This online calculator was designed to quickly calculate the annual percentage rate. It’s easy to find out the exact cost of the loan even before applying.

APR Calculator

Other Payday Lenders in Andrews, South Carolina

First Citizens Bank ATM

108 W Church St, Cowpens, SC 29330, USA

+1 (864) 463-4361

www.firstcitizens.com

National Finance Company

4365 Dorchester Rd #102, North Charleston, SC 29405, USA

+1 (843) 554-7364

westernshamrock.com

Advance America

762 W Main St, Lexington, SC 29072, USA

+1 (803) 996-5570

www.advanceamerica.net

Cashwell

645 SC-28 Truck A, Anderson, SC 29624, USA

+1 (864) 261-0407

www.cashwells.com

Security Finance

211 Richland Ave W, Aiken, SC 29801, USA

+1 (803) 649-5366

www.securityfinance.com

SouthState Bank

632 Long Point Rd, Mt Pleasant, SC 29464, USA

+1 (843) 856-5703

southstatebank.com

Palmetto State Bank

601 1st St W, Hampton, SC 29924, USA

+1 (803) 943-2671

www.palmettostatebank.com

First Citizens Bank

6213 SC-162, Hollywood, SC 29449, USA

+1 (843) 889-2223

www.firstcitizens.com

TitleMax Title Secured Loans

1427 Broad River Rd, Columbia, SC 29210, USA

+1 (803) 731-3973

www.titlemax.com

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